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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Collin C. McKean

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Estate Planning, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice

We make solutions for our clients, helping them navigate difficult transitions.

CONTACT

503-567-7967

1140 SW 11th Ave, Portland, OR 97205

B. William Ginsler

Bankruptcy, Corporate, Consumer Bankruptcy, Contract

Status: In Good Standing

FREE CONSULTATION

CONTACT

520 Sw Yamhill St., Portland, OR 97204

Todd N. Wilkinson

Bankruptcy, Consumer Protection

Status: In Good Standing

FREE CONSULTATION

CONTACT

9200 S.E. Sunnybrook Boulevard, Clackamas, OR 97015

Matthew A. Casper

Litigation, Consumer Protection, Dissolution, Commercial Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

9200 S.E. Sunnybrook Boulevard, Clackamas, OR 97015

Hunter B. Zook

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

9200 S.E. Sunnybrook Boulevard, Clackamas, OR 97015

David W. Schermer

Farms, Child Support, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

21790 Willamette Drive, West Linn, OR 97068

Brendan Enright

Farms, Divorce, Child Support, Bankruptcy

Status: In Good Standing

CONTACT

21028 Hwy 99E NE, Aurora, OR 97002

Brad T. Summers

Consumer Rights, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

601 Sw 2Nd Ave, Portland, OR 97204

Sara A. H. Sayles

Land Use & Zoning, Commercial Real Estate, Permits, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

101 Sw Main St, Portland, OR 97204

Brandy Augusta Sargent

Electronic Commerce, Agriculture, Contract, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

1 Sw Columbia Street, Happy Valley, OR 97204

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FDCPA

See Fair Debt Collections & Practices Act.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FCRA

See Fair Credit Reporting Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

NONPROFIT CORPORATION

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or f... (more...)

A legal structure authorized by state law allowing people to come together to either benefit members of an organization (a club, or mutual benefit society) or for some public purpose (such as a hospital, environmental organization or literary society). Nonprofit corporations, despite the name, can make a profit, but the business cannot be designed primarily for profit-making purposes, and the profits must be used for the benefit of the organization or purpose the corporation was created to help. When a nonprofit corporation dissolves, any remaining assets must be distributed to another nonprofit, not to board members. As with for-profit corporations, directors of nonprofit corporations are normally shielded from personal liability for the organization's debts. Some nonprofit corporations qualify for a federal tax exemption under _ 501(c)(3) of the Internal Revenue Code, with the result that contributions to the nonprofit are tax deductible by their donors.

SAMPLE LEGAL CASES

In re Gunter

... After leaving HOH, applicant filed for bankruptcy, in which he obtained an order discharging over $236,000 in debt, including a number of credit card bills, an arbitration award that Dean Witter had obtained requiring the return of a signing bonus due to his abandonment of his ...

Gwin v. Lynn

... Defendant thereafter represented Gwin in a bankruptcy proceeding, which defendant initiated by filing a Chapter 7 (dissolution) bankruptcy petition. Plaintiff Thomas Renn was appointed trustee in plaintiff Gwin's bankruptcy. ...

IN RE STEFFEN

... Applicant did not respond to that request for about three months, at which point applicant advised the board that he had filed for bankruptcy. ... The fact that an applicant has a bankruptcy in his or her history is not in and of itself disqualifying. Scallon, 327 Or. at 39, 956 P.2d 982. ...

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Portland Bankruptcy Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Collin C. McKean

B. William Ginsler

Todd N. Wilkinson

Matthew A. Casper

Hunter B. Zook

David W. Schermer

Brendan Enright

Brad T. Summers

Sara A. H. Sayles

Brandy Augusta Sargent

TIPS

LEGAL TERMS

DEBIT CARD

BANKRUPTCY TRUSTEE

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SOLE PROPRIETORSHIP

FDCPA

FAIR CREDIT BILLING ACT (FCBA)

FCRA

CREDIT REPORT

NONPROFIT CORPORATION

SAMPLE LEGAL CASES

In re Gunter

Gwin v. Lynn

IN RE STEFFEN

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