Spokane Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Shane Coleman

Wills & Probate, Estate Planning, Collection, Bankruptcy

Status: In Good Standing Licensed: 22 Years

FREE CONSULTATION

CONTACT

3021 S. Regal St., Ste 101, Spokane, WA 99223

Benjamin Donald Phillabaum

Landlord-Tenant, Estate Planning, Contract, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

1235 N. Post Street, Spokane, WA 99201

Shelley Noelle Ripley

Commercial Real Estate, Business & Trade, Banking & Finance, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

422 W Riverside Ave, Spokane, WA 99201

David M Bingaman

Civil Rights, Corporate, Collection, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

11712 E Sprague Ave, Spokane, WA 99214

Kelly W Padgham

Estate Planning, Family Law, Collection, Consumer Bankruptcy

Status: Deceased Licensed: 21 Years

CONTACT

221 N Wall St, Spokane, WA 99201

Timothy W. Durkop

Civil Rights, Collection, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

9116 E. Sprague, Spokane, WA 99206

Priscilla Ann Vaagen

Collection, Wills & Probate, Family Law, Estate

Status: In Good Standing Licensed: 31 Years

CONTACT

113 E Baldwin Ave, Spokane, WA 99207

Kyle Warren Nolte

Commercial Real Estate, Family Law, Civil Rights, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

720 W Boone Ave, Spokane, WA 99201

Michael H. Church

Employment Discrimination, Insurance, Collection, Personal Injury

Status: In Good Standing Licensed: 29 Years

CONTACT

720 W Boone Ave, Spokane, WA 99201

Robert Charles Scanlon

Litigation, Estate Planning, Family Law, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

1124 W Riverside Ave, Spokane, WA 99201

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Spokane Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Shane Coleman

Benjamin Donald Phillabaum

Shelley Noelle Ripley

David M Bingaman

Kelly W Padgham

Timothy W. Durkop

Priscilla Ann Vaagen

Kyle Warren Nolte

Michael H. Church

Robert Charles Scanlon

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

NUISANCE FEES

REDEMPTION

CREDITOR

IRS EXPENSES

FAIR LABOR STANDARDS ACT (FLSA)

TRUTH IN LENDING ACT (TILA)

NONEXEMPT PROPERTY

LOSS DAMAGE WAIVER (LDW)

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