Is bankruptcy right for me?

Dallas Bankruptcy Lawyer

Making the decision of whether to file for bankruptcy or not should not be undertaken without the professional guidance of a DFW bankruptcy attorney. There are many things to consider and although it is the correct action to take in many cases, there are alternatives to bankruptcy that you may not be aware of. Debt relief can come in many forms, including implementation of a debt settlement plan.

There are many options available to folks in each individual situation, but with bankruptcy, there are typically two main types of bankruptcy that can be filed; Chapter 7 and Chapter 13. Chapter 7 allows you to discharge eligible debts after you have passed the means test, received credit counseling and gone through the entire bankruptcy process. Chapter 13 allows you to implement a repayment plan to your creditors so that you can pay off outstanding bills under terms that are reasonable and you are capable of making. The Law Office of Richard Weaver & Associates has been assisting clients with bankruptcy matters for 25 years and can answer any questions that you have while providing you with the bankruptcy information that you need to make an informed decision.

Fresh Start through Bankruptcy

Whether you are being subject to creditor harassment, want to stop foreclosure of your home, require help with a wage garnishment or need to stop repossession of your car, attorneys at the firm are there to help you. Filing for bankruptcy can assist you to achieve each of these important goals. The firm's attorneys are members of the American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and 25 years Silver Anniversary Members of The Texas State Bar Association.

Bankruptcy may be the relief that you need in order to start fresh with your finances and allow you the opportunity to create a better future for you and your family. While it is unfortunate that anyone would be in the position where they need to make this tough decision, it is very common in the current economic climate and a saving grace to many families.

To help you answer the complicated question of whether bankruptcy is right for you, contact a dallas bankruptcy attorney from the firm for help.

If you are simply looking for information in person, you do best to speak directly with an attorney who regularly practices bankruptcy law within the jurisdiction where you live. That means that if you are living in the state of Texas and have the opportunity to speak with someone near your home in a setting that is comfortable and safe, you could receive information about your options and get information from the source of someone who has experience helping thousands of others who have dealt with similar issues to what you are dealing with. Doing this is important because there will often be attorneys who are new and do not have the necessary experience to handle your questions. And this is also a situation where more sometimes is better. It is not to say that someone who only files a few bankruptcy cases per months is necessarily a bad attorney; however, if you want to get the service that comes from having knowledge about more unique situations and how to deal with various issues as they come in the bankruptcy law, working with someone who barely dabbles in bankruptcy as a portion of a larger practice doing all sorts of other types of law such as criminal defense, family law, and personal injury. Simply hiring a real estate lawyer to help with foreclosure is simply not enough.