The Importance of Uninsured Motorist Coverage
by
Ronald D. Reemsnyder on Jun. 12, 2015
Accident & Injury Car Accident Accident & Injury Personal Injury Business Insurance
Summary: How to best protect yourself in case you get into a car collision with an uninsured or underinsured driver.
Some of the wisest insurance
money you will ever spend may very well be for uninsured/underinsured motorist
coverage. In the event you are in a car
accident, you cannot control whether or not the at-fault driver who struck you
has insurance coverage, but you can choose to protect yourself. Unfortunately, many drivers do not have
insurance or have low coverage amounts that do not adequately compensate
you.
Uninsured/underinsured
motorist coverage protects you when the at-fault driver either has no insurance
coverage or has coverage that does not fully compensate you for all your
damages (medical expenses, loss of income, loss of consortium, etc.) You will also be covered if you are involved
with a hit-and-run driver who flees the scene and you are unable to track down. Uninsured/underinsured motorist coverage is
often inexpensive and definitely worth the peace of mind you can have knowing
that you are protected.
