Allegan County, MI Bankruptcy Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

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Michael C. Villar

Divorce & Family Law, White Collar Crime, Criminal, Business, Car Accident

Status: In Good Standing

CONTACT

139 Riverfront Plz, Allegan, MI 49010

Karen A. Mccarty

Real Estate, Trusts, Estate Planning, Family Law

Status: In Good Standing Licensed: 40 Years

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200 W Allegan St, Otsego, MI 49078

Stephen B. Mckown

Wills & Probate, Divorce & Family Law, Consumer Protection, Insurance, Accident & Injury

Status: In Good Standing

CONTACT

314 Trowbridge St, Allegan, MI 49010

Gregory D. Hale

Criminal, Elder Law, Accident & Injury

Status: In Good Standing

CONTACT

314 Trowbridge St, Allegan, MI 49010

Kenneth H. Gold

Immigration, Business

Status: In Good Standing Licensed: 58 Years

CONTACT

439 Griffith St, Saugatuck, MI 49453

Heidi L. Wolf

Juvenile Law, Trusts, Divorce, Criminal

Status: In Good Standing

CONTACT

1244 Lincoln Rd, Allegan, MI 49010

Elizabeth V. Bauer

Real Estate, Wills, Divorce, Child Custody, Divorce & Family Law

Status: In Good Standing

CONTACT

128 E Bridge St, Plainwell, MI 49080

Margaret L. Webb

Estate Planning, Divorce, Consumer Bankruptcy, Estate, Child Custody

Status: In Good Standing Licensed: 19 Years

CONTACT

Dorr, MI 49323

Jeremy Ruben Baier

Agriculture, Public Schools, Criminal, Administrative Law

Status: In Good Standing Licensed: 9 Years

CONTACT

113 Chestnut St, Allegan, MI 49010

Amanda Louise Sprague

General Practice

Status: In Good Standing Licensed: 15 Years

CONTACT

2873 Mno Bmadzewen Dr, Shelbyville, MI 49344

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Allegan County, MI Bankruptcy Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Michael C. Villar

Karen A. Mccarty

Stephen B. Mckown

Gregory D. Hale

Kenneth H. Gold

Heidi L. Wolf

Elizabeth V. Bauer

Margaret L. Webb

Jeremy Ruben Baier

Amanda Louise Sprague

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

CREDIT REPORT

SOLE PROPRIETORSHIP

COLLECTION AGENCY

PRESUMED ABUSE

IRS EXPENSES

C CORPORATION

GUARANTEED RESERVATION

SUBROGATION

SAMPLE LEGAL CASES

RDM Holdings, Ltd. v. Continental Plastics Co.

Gulf Underwriters Ins. Co. v. McCLAIN INDUSTRIES, INC.

MICHIGAN COMMERCE BANK v. PALMS INVESTMENTS, LLC

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