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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Hugh F. Drake

Elder Law, Contract, Credit & Debt, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

205 S Fifth St, Springfield, IL 62705

Kristina B. Mucinskas

Estate Planning, Transactions, Banking & Finance, Collection

Status: In Good Standing

CONTACT

One N. Old State Capitol Pl, Springfield, IL 62701

Kristina Mucinskas

Estate Planning, Transactions, Banking & Finance, Collection

Status: In Good Standing

CONTACT

One N. Old State Capitol Pl, Springfield, IL 62701

Samuel J. Witsman

Municipal, Banking & Finance, Business, Collection

Status: In Good Standing

CONTACT

1 N Old Capitol Plaza, Springfield, IL 62701

Samuel Witsman

Municipal, Business & Trade, Banking & Finance, Collection

Status: In Good Standing

CONTACT

1 N Old Capitol Plaza, Springfield, IL 62701

Denise Druhot

Collection, Estate Planning, Medical Malpractice

Status: In Good Standing Licensed: 37 Years

CONTACT

205 South 5th Street, Springfield, IL 62701

William Louis Vig

Estate Planning, Workers' Compensation, Collection, Medical Malpractice, Business

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

William Vig

Estate Planning, Business & Trade, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

COLLATERAL

Property that guarantees payment of a secured debt.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FDCPA

See Fair Debt Collections & Practices Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Athens Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Hugh F. Drake

Kristina B. Mucinskas

Kristina Mucinskas

Samuel J. Witsman

Samuel Witsman

Denise Druhot

William Louis Vig

William Vig

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LEGAL TERMS

DOING BUSINESS AS (DBA)

S CORPORATION

COLLATERAL

NUISANCE FEES

FDCPA

COSIGNER

NO-FAULT INSURANCE

DEBIT CARD

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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