Bardwell Bankruptcy & Debt Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Steve D. Vidmer

Bankruptcy, Bankruptcy Litigation, Corporate, Child Support

Status: In Good Standing

FREE CONSULTATION

CONTACT

508 Broadway, Paducah, KY 42001

Phillip Lynn Little

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

Paducah, KY 42002

Jeffery Alford

Divorce, Child Custody, DUI-DWI, Criminal, Collection

Status: In Good Standing

CONTACT

Paducah, KY 42002

Todd Andrew Farmer

Motor Vehicle, Dispute Resolution, Bankruptcy, Car Accident, Insurance

Status: In Good Standing

CONTACT

4975 Alben Barkley Dr, Paducah, KY 42002

Samuel Joseph Wright

Immigration, Divorce, Consumer Protection, Bankruptcy

Status: In Good Standing

CONTACT

4975 Alben Barkely Drive, Paducah, KY 42002

Joseph W Johnson

Criminal, Bankruptcy, Personal Injury, Family Law

Status: In Good Standing

CONTACT

Fulton, KY 42041

David Thomas Bundrick

Construction, Litigation, Insurance, Commercial Bankruptcy, Medical Malpractice

Status: In Good Standing

CONTACT

222 Walter Jetton Boulevard, Paducah, KY 42003

G. Kent Price

Reorganization, Government Contract, Energy, Property & Casualty

Status: In Good Standing

CONTACT

201 Broadway, Paducah, KY 42001

Rob Goff

Bankruptcy, Banking & Finance, Construction, Trusts

Status: In Good Standing Licensed: 13 Years

CONTACT

Paducah, KY 42002

Jacqueline K Stonecipher

Real Estate, Military & Veterans Appeals, Commercial Bankruptcy

Status: In Good Standing

CONTACT

1527 Gleneagles Dr, Paducah, KY 42001

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Bardwell Bankruptcy & Debt Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Steve D. Vidmer

Phillip Lynn Little

Jeffery Alford

Todd Andrew Farmer

Samuel Joseph Wright

Joseph W Johnson

David Thomas Bundrick

G. Kent Price

Rob Goff

Jacqueline K Stonecipher

TIPS

LEGAL TERMS

LIEN

C CORPORATION

401(K) PLAN

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT BUREAU

WORKOUT

CHAPTER 13 BANKRUPTCY

HOUSEHOLDER

UNDUE HARDSHIP

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