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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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3. Articles
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C Mark Stoppels

Business Organization, Collection, Banking & Finance, Wills & Probate

Status: In Good Standing

CONTACT

825 Parchment Drive S. E., Grand Rapids, MI 49546

James David-Nguyen Lance

Trusts, Elder Law, Contract, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

1 Michigan Ave W, Battle Creek, MI 49017

David Lee Hunter

Divorce, Contract, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

601 S Shore Dr, Battle Creek, MI 49014

Robert L. Byington

Workers' Compensation, Contract, Collection, Wrongful Death, Household Mold

Status: In Good Standing Licensed: 47 Years

CONTACT

222 W Apple St, Hastings, MI 49058

Eric Alexander Byington

Social Security, Workers' Compensation, Contract, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

222 W Apple St, Hastings, MI 49058

Dorphine E. Payne

Collection, Children's Rights, Criminal

Status: In Good Standing Licensed: 25 Years

CONTACT

834 King Hwy, Kalamazoo, MI 49001

Justin R. Workman

Administrative Law, Collection, Animal Bite, Labor Law

Status: In Good Standing Licensed: 9 Years

CONTACT

425 S Westnedge Ave, Kalamazoo, MI 49007

Robert L. Hencken

Trusts, Divorce, Contract, Collection

Status: In Good Standing Licensed: 54 Years

CONTACT

121 W Cedar St, Kalamazoo, MI 49007

Lana Escamilla

Litigation, International Other, Contract, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

1300 W Centre Ave, Portage, MI 49024

Rhonda R. Kunkel

Landlord-Tenant, Estate Planning, Family Law, Collection

Status: In Good Standing Licensed: 22 Years

CONTACT

7521 Westshire Dr, Lansing, MI 48917

800-923-0641

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Bellevue Collection Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

C Mark Stoppels

James David-Nguyen Lance

David Lee Hunter

Robert L. Byington

Eric Alexander Byington

Dorphine E. Payne

Justin R. Workman

Robert L. Hencken

Lana Escamilla

Rhonda R. Kunkel

TIPS

LEGAL TERMS

MEETING OF CREDITORS

CHAPTER 13 PLAN

LOSS DAMAGE WAIVER (LDW)

FAIR LABOR STANDARDS ACT (FLSA)

BANKRUPTCY TRUSTEE

DEBT COLLECTOR

DEBIT CARD

COSIGNER

UNDUE HARDSHIP

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