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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Michael Jerome Thorner

Land Use & Zoning, Estate Planning, Life & Health, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Yakima, WA 98907

Terry C Schmalz

Land Use & Zoning, Environmental Law Other, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 59 Years

CONTACT

Yakima, WA 98907

Michael Frederick Shinn

Land Use & Zoning, Elder Law, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

Yakima, WA 98907

Van Noy Culpepper

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

Yakima, WA 98907

Thomas D. Nagle

Bankruptcy

Status: Deceased Licensed: 42 Years

CONTACT

Yakima, WA 98903

Douglas Kell Garrison

Estate Planning, Criminal, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

Sunnyside, WA 98944

Wallace Edward Allan

Corporate, Collection, Municipal, Real Estate

Status: Inactive Licensed: 61 Years

CONTACT

5448 Martin Rd, Ephrata, WA 98823

Cecilia K. Cervantes

Land Use & Zoning, Collection, Estate Planning, Bankruptcy

Status: Inactive Licensed: 35 Years

CONTACT

Ephrata, WA 98823

Seth Michael Reynolds

Corporate, Credit & Debt, Collection, Consumer Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

980 Lancaster Rd, Selah, WA 98942

Robert Jay Reynolds

Landlord-Tenant, Foreclosure, Federal, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

980 Lancaster Rd, Selah, WA 98942

800-923-0641

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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Beverly Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Michael Jerome Thorner

Terry C Schmalz

Michael Frederick Shinn

Van Noy Culpepper

Thomas D. Nagle

Douglas Kell Garrison

Wallace Edward Allan

Cecilia K. Cervantes

Seth Michael Reynolds

Robert Jay Reynolds

TIPS

LEGAL TERMS

LIQUIDATING PARTNER

UNSECURED DEBT

SECRET WARRANTY PROGRAM

SECURED DEBT

FAIR CREDIT BILLING ACT (FCBA)

LOSS DAMAGE WAIVER (LDW)

DISCHARGEABLE DEBTS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

ABUSE

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