Birchwood Bankruptcy & Debt Lawyer, Tennessee

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Kenneth O. Fritz

Bankruptcy, Employment, Estate Planning, Family Law

Status: In Good Standing

CONTACT

801 Broad St., Chattanooga, TN 37402

Carol W. Carter

Reorganization, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

11104 Ware Point Ln, Harrison, TN 37341

Tim E. Shaw

Litigation, Estate Planning, Family Law, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

694 17Th St Nw, Cleveland, TN 37311

Tim Shaw Shaw

Litigation, Estate Planning, Family Law, Credit & Debt, Antitrust

Status: In Good Standing Licensed: 17 Years

CONTACT

694 17Th St Nw, Cleveland, TN 37311

Robert Gaines Norred

Litigation, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

30 2Nd St Nw, Cleveland, TN 37311

Robert Gaines Norred

Litigation, Reorganization, Credit & Debt, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 38 Years

CONTACT

30 2Nd St Nw, Cleveland, TN 37311

Bylinda Lynette Bell

Credit & Debt, Elder Law, Family Law, Estate Planning

Status: In Good Standing

CONTACT

105 Morningside Dr, Soddy Daisy, TN 37379

Bradley Banks

Litigation, Business & Trade, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

393 Broad Street Nw, Cleveland, TN 37311

Mark T. Young

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

2121 Hamill Road, Hixson, TN 37343

Jonathan Eric Brooks

Federal Appellate Practice, Estate Planning, Corporate, Reorganization

Status: In Good Standing Licensed: 13 Years

CONTACT

2224 Keith St Nw, Cleveland, TN 37311

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Birchwood Bankruptcy & Debt Lawyer, Tennessee

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Kenneth O. Fritz

Carol W. Carter

Tim E. Shaw

Tim Shaw Shaw

Robert Gaines Norred

Robert Gaines Norred

Bylinda Lynette Bell

Bradley Banks

Mark T. Young

Jonathan Eric Brooks

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

DEBIT CARD

CHAPTER 7 BANKRUPTCY

ADMINISTRATIVE EXPENSES

COSIGNER

CREDITOR

SOLE PROPRIETORSHIP

MEANS TEST

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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