Bonita Springs Bankruptcy & Debt Lawyer, Florida

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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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Diane Muenze Gonzalez

✓ VERIFIED

Criminal, Immigration, Bankruptcy & Debt, Divorce & Family Law, Accident & Injury

With over 25 years of experience, attorney Diane Gonzalez has provided numerous clients effective and reliable legal counsel on a wide range of legal ... (more)

FREE CONSULTATION

CONTACT

239-948-8655

10800 Corkscrew Road, Estero, FL 33928

Alan F Hamisch

Commercial Real Estate, Estate Planning, Civil Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

The Hamisch Law Firm, PLLC, Naples, FL 34110

Kim Milota Hastings

Corporate, Employee Rights, Litigation, Commercial Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

23241 Marsh Landing Blvd., Estero, FL 33928

Charles R Hayes

Commercial Real Estate, Real Estate, Federal Appellate Practice, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

2590 Northbrooke Plaza Dr, Naples, FL 34119

James Daniel Cullen

Construction, Family Law, Insurance, Contract, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

2107 Mission Dr, Naples, FL 34109

Alfred F Gal

Civil Rights, Bankruptcy, Construction, Divorce, Business

Status: In Good Standing Licensed: 26 Years

CONTACT

5405 Park Central Ct, Naples, FL 34109

Brian D. Zinn

Construction, Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2590 Northbrooke Dr, Naples, FL 34119

Fredrick J Martens

Litigation, Civil Rights, Contract, Credit & Debt

Status: Inactive

CONTACT

8514 Tamara Ct, Fort Myers Beach, FL 34135

Sanford M Martin

Business, Bankruptcy, Family Law, Construction

Status: In Good Standing Licensed: 51 Years

CONTACT

Naples, FL 34108

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

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Bonita Springs Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

Diane Muenze Gonzalez

Alan F Hamisch

Kim Milota Hastings

Charles R Hayes

James Daniel Cullen

Alfred F Gal

Brian D. Zinn

Fredrick J Martens

Sanford M Martin

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LEGAL TERMS

SETOFF

UNDUE HARDSHIP

MEANS TEST

LIEN

GARNISHMENT

CREDIT COUNSELING

FORBEARANCE

CHAPTER 13 BANKRUPTCY

INFRINGEMENT (OF TRADEMARK)

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