Bristol County, RI Credit & Debt Lawyers

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Not enough matches for Bristol Credit & Debt lawyer.
Below are all Bristol lawyers.

Elizabeth Cuzzone

Divorce & Family Law, Personal Injury, Bankruptcy & Debt, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

18 Maple Avenue, Barrington, RI 02806

John J. Rego

Traffic, Wills, Wills & Probate, Family Law

Status: In Good Standing

CONTACT

443 Hope St, Bristol, RI 02809

Rachel Ann Nuzzo

Other, Lawsuit & Dispute, Accident & Injury

Status: In Good Standing

CONTACT

1 Old Ferry Rd, Bristol, RI 02809

Anthony J. Figliola

General Practice

Status: In Good Standing

CONTACT

368 Middle Hwy, Barrington, RI 02806

Carole Ann Mansur

General Practice

Status: In Good Standing

CONTACT

728 Hope St, Bristol, RI 02809

Alfred R. Rego

Consumer Bankruptcy, Divorce, Estate, Bankruptcy

Status: In Good Standing

CONTACT

443 Hope St, Bristol, RI 02809

Kristie L. Mccann

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

84 Governor Bradford Dr, Barrington, RI 02806

Louis Gregory Abilheira

Immigration, White Collar Crime, DUI-DWI, Criminal

Status: In Good Standing

CONTACT

957 Main Street, Warren, RI 02885

Rachel A. Nuzzo

Other, Lawsuit & Dispute, Accident & Injury

Status: In Good Standing

CONTACT

1 Old Ferry Rd, Bristol, RI 02809

Kristie Lynn Mccann

General Practice

Status: In Good Standing Licensed: 21 Years

CONTACT

84 Governor Bradford Dr, Barrington, RI 02806

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

SAMPLE LEGAL CASES

Pearson v. Pearson

... On September 26, 2008, Marion again took action in the Family Court, requesting that Pearson be adjudged in contempt of the order of April 28, 2006 and the 107 order of August 17, 2007 because she was being sued by Rockstone for the entire line of credit debt. ...

Zuba v. Pawtucket Credit Union

... After encountering financial difficulties, the Zubas decided to convey the property back to the Credit Union in exchange for forgiveness by that entity of the outstanding debt which they owed the Credit Union on the property. The ...

Palin v. Palin

... A.2d at 509 (affirming trial justice's assignment of debts, on credit cards standing in each party's name, to husband and wife individually); Koutroumanos, 865 A.2d at 1098-99 (affirming classification of credit-card debt as marital debt and assignment of such debt to husband). ...

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Bristol County, RI Credit & Debt Lawyers

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Elizabeth Cuzzone

John J. Rego

Rachel Ann Nuzzo

Anthony J. Figliola

Carole Ann Mansur

Alfred R. Rego

Kristie L. Mccann

Louis Gregory Abilheira

Rachel A. Nuzzo

Kristie Lynn Mccann

TIPS

LEGAL TERMS

PRESUMED ABUSE

LOSS DAMAGE WAIVER (LDW)

DEBT COLLECTOR

WINDING UP

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIEN

MEANS TEST

FAIR CREDIT BILLING ACT (FCBA)

PRIORITY DEBT

SAMPLE LEGAL CASES

Pearson v. Pearson

Zuba v. Pawtucket Credit Union

Palin v. Palin

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