Brunswick Credit & Debt Lawyer, Ohio

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Kathleen Donnelly

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Bankruptcy & Debt, Consumer Bankruptcy, Bankruptcy Litigation, Credit & Debt, Collection

Chapter 7 or 13 Bankruptcy

Clients want results & meaningful results. Our goal is to achieve those results through dedication, hard work and total commitment to professional exc... (more)

FREE CONSULTATION

CONTACT

800-927-0211

526 Superior Ave E, Cleveland, OH 44114

Todd Alan Bobka

Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

1370 Ontario Street, Cleveland, OH 44113

Jeffrey L. Koberg

Landlord-Tenant, Foreclosure, Credit & Debt, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

925 Euclid Avenue, Cleveland, OH 44115

Ronald N. Towne

Banking & Finance, Bankruptcy, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

388 South Main Street, Akron, OH 44311

Kriss Delbert Felty

Commercial Real Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 42 Years

CONTACT

2636 Hidden Canyon Dr, Brecksville, OH 44141

Brittany Rae Fitzgibbon

Federal Trial Practice, Employee Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 10 Years

CONTACT

4511 Rockside Rd, Independence, OH 44131

Sylvia Antalis Goldsmith

Child Custody, Misdemeanor, Credit & Debt, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

20545 Center Ridge Rd, Rocky River, OH 44116

Kendra Nicole Davitt

Administrative Law, Litigation, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

1200 Ontario St, Cleveland, OH 44113

Nancy Anne Valentine

Litigation, Transactions, Reorganization, Credit & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

200 Public Square, Cleveland, OH 44114

Suzanne Jacqueline Saganich

Real Estate, Credit & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

1375 East Ninth Street, Cleveland, OH 44114

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Brunswick Credit & Debt Lawyer, Ohio

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Kathleen Donnelly

Todd Alan Bobka

Jeffrey L. Koberg

Ronald N. Towne

Kriss Delbert Felty

Brittany Rae Fitzgibbon

Sylvia Antalis Goldsmith

Kendra Nicole Davitt

Nancy Anne Valentine

Suzanne Jacqueline Saganich

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

COLLECTION AGENCY

TOXIC TORT

DEFINED CONTRIBUTION PLAN

AUTOMATIC STAY

CREDIT BUREAU

IRS EXPENSES

DISPOSABLE INCOME

HOUSEHOLDER

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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