Champaign County, OH Credit & Debt Lawyers

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Not enough matches for Champaign Credit & Debt lawyer.
Below are all Champaign lawyers.

Bradley Nathaniel Jeckering

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General Practice

Born & raised in Dayton, Ohio, attorney Brad Jeckering always knew that he wanted to fight for the rights of regular folks. Brad graduated from Chamin... (more)

FREE CONSULTATION

CONTACT

800-949-7320

16 South Main Street, Mechanicsburg, OH 43044

Addie King

Immigration, Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

548 N. Main St., Urbana, OH 43078

Mark Anthony Navarre

Intellectual Property

Status: In Good Standing Licensed: 46 Years

CONTACT

200 S Main St, Urbana, OH 43078

Samantha Bruck Whetherholt

Lawsuit & Dispute, Government

Status: In Good Standing Licensed: 11 Years

CONTACT

200 N Main St, Urbana, OH 43078

Vincent Lewis Foulk

Juvenile Law, International, Health Care Other, Religious Discrimination

Status: In Good Standing Licensed: 35 Years

CONTACT

221 Tanglewood Dr, Urbana, OH 43078

Kirk David Ellis

Dispute Resolution, Family Law, Bankruptcy, Personal Injury, Divorce & Family Law

Status: In Good Standing Licensed: 33 Years

CONTACT

121 South Main St, Urbana, OH 43078

Benjamin Thomas Hoskinson

Workers' Compensation, Civil Rights, Corporate, Products Liability

Status: In Good Standing Licensed: 19 Years

CONTACT

200 N Main St, Urbana, OH 43078

Jane Allison Napier

Federal Appellate Practice, Government, Employee Rights, Juvenile Law

Status: In Good Standing Licensed: 31 Years

CONTACT

200 N Main St, Urbana, OH 43078

Kevin Sylvester Talebi

Litigation, Family Law, Civil Rights, Personal Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

200 N Main St, Urbana, OH 43078

Brett Alan Gilbert

Real Estate, Estate, Employee Rights, Banking & Finance

Status: In Good Standing Licensed: 32 Years

CONTACT

200 N Main St, Urbana, OH 43078

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COLLATERAL

Property that guarantees payment of a secured debt.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Champaign County, OH Credit & Debt Lawyers

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

Bradley Nathaniel Jeckering

Addie King

Mark Anthony Navarre

Samantha Bruck Whetherholt

Vincent Lewis Foulk

Kirk David Ellis

Benjamin Thomas Hoskinson

Jane Allison Napier

Kevin Sylvester Talebi

Brett Alan Gilbert

TIPS

LEGAL TERMS

PREFERENCE

CREDIT BUREAU

COLLATERAL

BULK SALES LAW

TRUTH IN LENDING ACT (TILA)

COLLECTION AGENCY

CURRENT MONTHLY INCOME

TRADE DRESS

GARNISHMENT

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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