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Lawrence Belanger
About | Practice Areas
Law Office of Lawrence Belanger
101 North 7th St Louisville, KY 40202» view map
Bankruptcy & Debt
Decades Of Experience

Filing for bankruptcy can be complicated, but it doesn't have to be. Attorney Lawrence Belanger helps his clients every step of the way.

800-872-6030
1. Lawrence Belanger Louisville, KY
  Attorney at Law - KY, 1991
  Suffolk University J.D. 1973
2. AboutLaw Office of Lawrence Belanger
  Decades Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Arlene Courtney Gray

Bankruptcy, Corporate, Collection, Consumer Bankruptcy, Employment

Status: In Good Standing

FREE CONSULTATION

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114 North 5th Street, Bardstown, KY 40004

LaShea Borden

Collection, Consumer Bankruptcy, Credit & Debt, Estate Administration

Status: In Good Standing

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1717 Alliant Avenue, Louisville, KY 40299

Natalie L. Kaelin

Administrative Law, Corporate, Collection, Construction

Status: In Good Standing

FREE CONSULTATION

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11414 Main Street, Louisville, KY 40243

Michael W. McClain

Business Organization, Products Liability, Collection, Banking & Finance

Status: In Good Standing

FREE CONSULTATION

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9720 Park Plaza Avenue, Louisville, KY 40241

Emily H. Cowles

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing

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133 West Short Street, Lexington, KY 40507

Robert T. Wagner

Collection, Banking & Finance, Corporate, Bankruptcy

Status: In Good Standing

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One Riverfront Plaza, 401 West Main Street, Louisville, KY 40202

Alisha Triplett

Banking & Finance, Bankruptcy, Collection

Status: In Good Standing

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239 S. 5th Street, Louisville, KY 40202

Kathryn H. Hogan

Real Estate, Lawsuit & Dispute, Credit & Debt, Collection

Status: In Good Standing

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12404 Tyler Woods Ct, Louisville, KY 40299

David Clifton Travis

Corporate, Personal Injury, Collection, Estate Planning

Status: In Good Standing

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11507 Main Street, Louisville, KY 40243

Kimberly M Maraman

Personal Injury, Collection

Status: In Good Standing

CONTACT

193 S Buckman St, Shepherdsville, KY 40165

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

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Chaplin Collection Lawyer, Kentucky

Sponsored Law Firm

Law Office of Lawrence Belanger

SPONSORED LAWYERS

Arlene Courtney Gray

LaShea Borden

Natalie L. Kaelin

Michael W. McClain

Emily H. Cowles

Robert T. Wagner

Alisha Triplett

Kathryn H. Hogan

David Clifton Travis

Kimberly M Maraman

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

INTEREST

DISPOSABLE INCOME

TOXIC TORT

GUARANTEED RESERVATION

CHAPTER 13 BANKRUPTCY

HOUSEHOLDER

TRUTH IN LENDING ACT (TILA)

LIMITED PARTNERSHIP

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