Cherokee County, SC Credit & Debt Lawyers

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Meredith Brooks Moss

Divorce & Family Law

Status: In Good Standing Licensed: 24 Years

CONTACT

208 Graywick Way, Gaffney, SC 29340

Anna-Karina Parker

Government, Family Law, Divorce & Family Law, Civil & Human Rights

Status: In Good Standing

CONTACT

221 East Floyd Baker Blvd, Gaffney, SC 29340

Travis Shane Greene

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

Gaffney, SC 29342

Joseph L. V. Johnson

Divorce & Family Law

Status: In Good Standing Licensed: 16 Years

CONTACT

2201 Highway 17 South, Gaffney, SC 29340

William G. Rhoden

Construction, Defect and Lemon Law, Immigration, Family Law

Status: In Good Standing Licensed: 43 Years

CONTACT

221 E Floyd Baker Blvd, Gaffney, SC 29340

Gregory H. Patterson

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

225 E. Walnut Street, Gaffney, SC 29340

Victor S. Sarratt

Divorce, Child Custody, Bed Bug

Status: In Good Standing Licensed: 63 Years

CONTACT

Gaffney, SC 29342

Usha Jefferies Bridges

General Practice

Status: In Good Standing Licensed: 31 Years

CONTACT

125 E Floyd Baker Blvd, Gaffney, SC 29340

Joseph L. Mathis

Real Estate, Traffic, Lawsuit, Estate

Status: In Good Standing Licensed: 28 Years

CONTACT

210 Valley Vine Court, Gaffney, SC 29340

James R. Thompson

General Practice

Status: In Good Standing Licensed: 59 Years

CONTACT

210 South Limestone St, Gaffney, SC 29340

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

... In a consumer credit sale, "either the debt is payable [1] in installments or [2] a credit service charge is made." SC Code Ann. Â§ 37-2-104(1)(d) (2002). Seller asserts that its Credit Application authorized neither method of debt payment. ...

Mitchell v. Mitchell

... SC 206, 212, 634 SE2d 51, 54 (Ct. App. 2006). Moreover, Husband concludes in his brief that, alternatively, this court should "modify [t]he Final Decree of Divorce so as to equally divide the marital estate and credit card debt.".

Kennedy v. Kennedy

... II. Credit Card Debt. Next, Husband argues the family court abused its discretion in failing to equitably divide the parties' credit card debt on a 50/50 basis because the debt at issue was accrued during the parties' marriage and thus subject to equitable division. We disagree. ...

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Cherokee County, SC Credit & Debt Lawyers

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Meredith Brooks Moss

Anna-Karina Parker

Travis Shane Greene

Joseph L. V. Johnson

William G. Rhoden

Gregory H. Patterson

Victor S. Sarratt

Usha Jefferies Bridges

Joseph L. Mathis

James R. Thompson

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

DISCHARGE (OF DEBTS)

NUISANCE FEES

CHAPTER 13 BANKRUPTCY

SOLE PROPRIETORSHIP

CREDIT COUNSELING

LIMITED LIABILITY

UNSECURED DEBT

401(K) PLAN

SAMPLE LEGAL CASES

CASON COMPANIES, INC. v. GORRIN

Mitchell v. Mitchell

Kennedy v. Kennedy

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