... Instead, the Commissioner reasoned that a single-car accident can be deemed "at-fault" for
insurance rating purposes, regardless of the driver's culpability, as long as the criteria set forth
in the applicable regulation, see NJAC 11:3-34.3, are met. The Commissioner explained: ...
... In the mid-afternoon hours of Sunday, October 31, 2004, decedent Nick J. Hanges was involved
in a one-car accident in Clifton, when he crashed his vintage 1974 Triumph TR-6 sports car
into an underpass wall. The police responded to the accident scene. ...
... have the option of selecting the limitation-on-lawsuit threshold, which restricts their right to sue
for "noneconomic loss" if injured in an accident. ... In this case, plaintiff, a Pennsylvania resident,
while driving a vehicle in New Jersey, was allegedly rear-ended by a car operated by ...
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