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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Keith Werwas

Landlord-Tenant, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

223 West Jackson Boulevard, Chicago, IL 60606

Robert Glenn Markoff

Collection, Collection

Status: In Good Standing Licensed: 49 Years

CONTACT

29 N. Wacker Drive, Chicago, IL 60606

Robert Markoff

Landlord-Tenant, Litigation, Civil Rights, Collection

Status: In Good Standing Licensed: 49 Years

CONTACT

29 N. Wacker Drive, Chicago, IL 60606

Adam Shawn Roberts

Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

309 W Washington, Chicago, IL 60606

Jeremy E Weddle

Real Estate, Estate, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

309 W Washington, Chicago, IL 60606

Jeremy Weddle

Real Estate, Estate, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

309 W Washington, Chicago, IL 60606

Keith Henry Werwas

Landlord-Tenant, Transactions, Collection, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

134 N. Lasalle Street, Chicago, IL 60602

Michelle Novick

Lawsuit & Dispute, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

161 N Clark St, Chicago, IL 60601

Michelle Greenberg Novick

Lawsuit & Dispute, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

161 N Clark St, Chicago, IL 60601

R. Timothy Novel

Litigation, Collection

Status: In Good Standing Licensed: 17 Years

CONTACT

330 N. Wabash, Chicago, IL 60611

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Chicago Collection Lawyer, Illinois, page 5

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Keith Werwas

Robert Glenn Markoff

Robert Markoff

Adam Shawn Roberts

Jeremy E Weddle

Jeremy Weddle

Keith Henry Werwas

Michelle Novick

Michelle Greenberg Novick

R. Timothy Novel

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LEGAL TERMS

LIEN

AUTOMATIC STAY

NONEXEMPT PROPERTY

TRUTH IN LENDING ACT (TILA)

COLLECTION AGENCY

NO-FAULT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

CREDITOR

GARNISHMENT

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