Clinton County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Clinton Bankruptcy & Debt lawyer.
Below are all Clinton lawyers.

Henry Bergmann

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

16925 Pollman Rd, Bartelso, IL 62218

Wesley Adam Gozia

Trusts, Family Law, DUI-DWI, Elder Law

Status: In Good Standing Licensed: 42 Years

CONTACT

551 9Th St, Carlyle, IL 62231

Wesley Gozia

Trusts, Family Law, DUI-DWI, Elder Law

Status: In Good Standing Licensed: 42 Years

CONTACT

551 9Th St, Carlyle, IL 62231

Joseph Bernard Heiligenstein

Traffic, Motor Vehicle, DUI-DWI, Criminal

Status: In Good Standing Licensed: 33 Years

CONTACT

521 9Th St, Carlyle, IL 62231

Mark Brian Moran

Traffic, Workers' Compensation, Business, Car Accident

Status: In Good Standing Licensed: 38 Years

CONTACT

Aviston, IL 62216

John Hudspeth

Criminal, Civil Rights, Traffic, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

Aviston, IL 62216

Joseph Heiligenstein

Traffic, Motor Vehicle, DUI-DWI, Criminal

Status: In Good Standing Licensed: 33 Years

CONTACT

521 9Th St, Carlyle, IL 62231

Marsha Diane Holzhauer

Juvenile Law, Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 32 Years

CONTACT

276 N Main St, Breese, IL 62230

Stanley Brandmeyer

Divorce & Family Law, Criminal, Business & Trade, Civil Rights

Status: In Good Standing Licensed: 37 Years

CONTACT

201 E. Hanover Street, New Baden, IL 62265

Whitney H. Kampwerth Luebbers

Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

751 Fairfax St, Carlyle, IL 62231

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FCRA

See Fair Credit Reporting Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Clinton County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Henry Bergmann

Wesley Adam Gozia

Wesley Gozia

Joseph Bernard Heiligenstein

Mark Brian Moran

John Hudspeth

Joseph Heiligenstein

Marsha Diane Holzhauer

Stanley Brandmeyer

Whitney H. Kampwerth Luebbers

TIPS

LEGAL TERMS

TRADE NAME

REDEMPTION

FCRA

LOSS DAMAGE WAIVER (LDW)

TOXIC TORT

CREDIT REPORT

DOING BUSINESS AS (DBA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SETOFF

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