Clinton County, IL Credit & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Not enough matches for Clinton Credit & Debt lawyer.
Below are all Clinton lawyers.

Henry Bergmann

General Practice

Status: In Good Standing Licensed: 44 Years

CONTACT

16925 Pollman Rd, Bartelso, IL 62218

Wesley Adam Gozia

Trusts, Family Law, DUI-DWI, Elder Law

Status: In Good Standing Licensed: 42 Years

CONTACT

551 9Th St, Carlyle, IL 62231

Wesley Gozia

Trusts, Family Law, DUI-DWI, Elder Law

Status: In Good Standing Licensed: 42 Years

CONTACT

551 9Th St, Carlyle, IL 62231

Joseph Bernard Heiligenstein

Traffic, Motor Vehicle, DUI-DWI, Criminal

Status: In Good Standing Licensed: 33 Years

CONTACT

521 9Th St, Carlyle, IL 62231

Mark Brian Moran

Traffic, Workers' Compensation, Business, Car Accident

Status: In Good Standing Licensed: 38 Years

CONTACT

Aviston, IL 62216

John Hudspeth

Criminal, Civil Rights, Traffic, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

Aviston, IL 62216

Joseph Heiligenstein

Traffic, Motor Vehicle, DUI-DWI, Criminal

Status: In Good Standing Licensed: 33 Years

CONTACT

521 9Th St, Carlyle, IL 62231

Marsha Diane Holzhauer

Juvenile Law, Family Law, Divorce & Family Law

Status: In Good Standing Licensed: 32 Years

CONTACT

276 N Main St, Breese, IL 62230

Stanley Brandmeyer

Divorce & Family Law, Criminal, Business & Trade, Civil Rights

Status: In Good Standing Licensed: 37 Years

CONTACT

201 E. Hanover Street, New Baden, IL 62265

Whitney H. Kampwerth Luebbers

Divorce & Family Law, Accident & Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

751 Fairfax St, Carlyle, IL 62231

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FDCPA

See Fair Debt Collections & Practices Act.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Clinton County, IL Credit & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Henry Bergmann

Wesley Adam Gozia

Wesley Gozia

Joseph Bernard Heiligenstein

Mark Brian Moran

John Hudspeth

Joseph Heiligenstein

Marsha Diane Holzhauer

Stanley Brandmeyer

Whitney H. Kampwerth Luebbers

TIPS

LEGAL TERMS

401(K) PLAN

FAIR LABOR STANDARDS ACT (FLSA)

ABUSE

NONEXEMPT PROPERTY

CREDITOR

ACCORD AND SATISFACTION

GARNISHMENT

S CORPORATION

FDCPA

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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