Cross Hill Bankruptcy & Debt Lawyer, South Carolina

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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Christopher M. Edwards

✓ VERIFIED

Bankruptcy & Debt, Consumer Rights

Chris Edwards is the managing attorney for the Upstate of South Carolina office of Moss & Associates Attorneys, PA. Chris served in the military ... (more)

FREE CONSULTATION

CONTACT

864-272-3413

1900 Laurens Road, Greenville, SC 29607

J. Chris Brown

Corporate, Collection, Commercial Leasing, Commercial Real Estate

Status: In Good Standing

CONTACT

406A E. Butler Rd., Mauldin, SC 29662

H. Stewart James

Commercial Real Estate, Construction, Corporate, Collection

Status: In Good Standing

CONTACT

505 W. Butler Rd., Greenville, SC 29607

Bradley Wilson Knott

Real Estate, Oil & Gas, Estate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Greenwood, SC 29648

Jason Dickerson

Bankruptcy & Debt, Divorce & Family Law, Estate, Accident & Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

419 S.E. Main Street, Simpsonville, SC 29681

Jason Michael Ward

Bankruptcy & Debt, Divorce & Family Law, Estate, Accident & Injury

Status: In Good Standing Licensed: 12 Years

CONTACT

419 S.E. Main Street, Simpsonville, SC 29681

James Edward Sterling

Bankruptcy & Debt, Business, Litigation, Accident & Injury

Status: In Good Standing

CONTACT

14 Halter Drive, Piedmont, SC 29673

Scott Raymond Adams

Real Estate, Industry Specialties, Employment, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

229 Secret Cove Dr, Lexington, SC 29072

D. Allen Grumbine

Transactions, Bankruptcy, Corporate, Securities

Status: In Good Standing Licensed: 49 Years

CONTACT

42 Southland Ave, Greenville, SC 29601

James Adam Russell

Litigation, Bankruptcy

Status: In Good Standing

CONTACT

200 East Broad St., Greenville, SC 29602

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FCBA

See Fair Credit Billing Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT FILE

See credit report.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Cross Hill Bankruptcy & Debt Lawyer, South Carolina

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Christopher M. Edwards

J. Chris Brown

H. Stewart James

Bradley Wilson Knott

Jason Dickerson

Jason Michael Ward

James Edward Sterling

Scott Raymond Adams

D. Allen Grumbine

James Adam Russell

TIPS

LEGAL TERMS

PRESUMED ABUSE

MEETING OF CREDITORS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FAIR CREDIT REPORTING ACT (FCRA)

FCBA

BULK SALES LAW

FAIR CREDIT BILLING ACT (FCBA)

CREDIT FILE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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