East Windsor Bankruptcy & Debt Lawyer, Connecticut, page 2

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Lee Johnson
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Johnson Law
350 Silas Deane Highway Suite 301 Wethersfield, CT 06109 » view map
Real Estate, Bankruptcy
Service. Trust. Confidence.

This Law office was built on individual service to each client, one at a time. For over 35 years we have engaged in the General Practice of Law in the State of Connecticut.

800-583-7030
1. Lee Johnson Wethersfield, CT
  Attorney At Law - CT, 1981
  WNE Law J.D 1981
2. Our Vision
  Service-Trust-Confidence-- that you can depend on.
3. Contact UsEmail or Call 24/7
  Call today for your initial consultation
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John A. Henneberger

Workers' Compensation, Administrative Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

Enfield, CT 06083

Zisca R. St. Clair

Transportation & Shipping, Collection, Products Liability, Legal Malpractice

Status: In Good Standing Licensed: 24 Years

CONTACT

1 State St, Hartford, CT 06103

Thomas Plotkin

Collection, Civil Rights, Employment, Litigation

Status: In Good Standing

CONTACT

One State Street, Hartford, CT 06103

Paul L Rubin

Traffic, Divorce, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

135 East Center St, Manchester, CT 06040

Melissa Morin Donahue

Criminal, Corporate, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

447 Center Street, Manchester, CT 06040

Matthew R Potter

Family Law, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

447 Center Street, Manchester, CT 06040

Zenas Zelotes

Mediation, Family Law, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

100 Pearl Street, Hartford, CT 06103

Paulo M. Louro

Collection, Litigation, Personal Injury, Commercial Real Estate

Status: In Good Standing

CONTACT

100 Farmington Avenue, Hartford, CT 06105

Lamya Forghany

Bankruptcy

Status: In Good Standing

CONTACT

100 Pearl Street, Hartford, CT 06103

Lisa L. Leishman

Mediation, Credit & Debt, Commercial Real Estate, Clean Air Practice

Status: In Good Standing

CONTACT

99 Cottage Rd, Enfield, CT 06082

800-923-0641

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CCCS

See Consumer Credit Counseling Service.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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East Windsor Bankruptcy & Debt Lawyer, Connecticut, page 2

Sponsored Law Firm

Johnson Law

SPONSORED LAWYERS

John A. Henneberger

Zisca R. St. Clair

Thomas Plotkin

Paul L Rubin

Melissa Morin Donahue

Matthew R Potter

Zenas Zelotes

Paulo M. Louro

Lamya Forghany

Lisa L. Leishman

TIPS

LEGAL TERMS

SETOFF

CCCS

CREDITOR

GUARANTEED RESERVATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

GRACE PERIOD

CHAPTER 13 BANKRUPTCY

NO-FAULT INSURANCE

PRIORITY DEBT

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