El Toro Bankruptcy & Debt Lawyer, California

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Ethan Chin
About | Practice Areas
Ethan Chin Law
2400 East Katella Ave. Suite 800 Anaheim, CA 92806» view map
Bankruptcy & Debt
Passion. Dedication. Care.

We strive our best to provide efficient legal services at low cost so that families can worry less and take their first steps finding a solution to their issues.

800-908-6270
1. Ethan Chin Anaheim, CA
  Attorney at Law - CA, 2011
  University of San Diego J.D. 2011
2. AboutEthan Chin Law
  Advocating For Families
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brett Kyle Wiseman

Construction, Housing & Construction Defects, Bankruptcy, Administrative Law

Status: In Good Standing

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27101 Puerta Real, Mission Viejo, CA 92691

Arlene M. Tokarz

Family Law, Divorce, Child Support, Bankruptcy

Status: In Good Standing

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18662 MacArthur Blvd, Irvine, CA 92612

Debra Grimaila

Landlord-Tenant, Corporate, Contract, Credit & Debt

Status: In Good Standing

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19200 Von Karman Avenue, Irvine, CA 92612

Ignacio J. Lazo

Real Estate, Litigation, Corporate, Credit & Debt

Status: In Good Standing

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8871 Research Drive, Irvine, CA 92618

Jon A Longerbone

Antitrust, Arbitration, Banking & Finance, Bankruptcy

Status: In Good Standing

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5120 Campus Drive, Newport Beach, CA 92660

Molly K. Shipp

Intellectual Property, Business, Bankruptcy & Debt

Status: In Good Standing

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1278 Glenneyre Street #262, Laguna Beach, CA 92651

Angela Mestre

Bankruptcy & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 19 Years

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27068 La Paz Rd #272, Aliso Viejo, CA 92656

Jonathan David Doan

Bankruptcy & Debt, Credit & Debt, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 19 Years

FREE CONSULTATION

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25401 Cabot Rd, Laguna Hills, CA 92653

Jacquelynn Reeves

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

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26895 Aliso Creek Rd, Laguna Hills, CA 92656

Richard Floyd Weiner

Litigation, Contract, Credit & Debt, Personal Injury, Commercial Real Estate

Status: In Good Standing Licensed: 46 Years

CONTACT

20 Chestnut Drive, Laguna Hills, CA 92656

800-923-0641

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT FILE

See credit report.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

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El Toro Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Ethan Chin Law

SPONSORED LAWYERS

Brett Kyle Wiseman

Arlene M. Tokarz

Debra Grimaila

Ignacio J. Lazo

Jon A Longerbone

Molly K. Shipp

Angela Mestre

Jonathan David Doan

Jacquelynn Reeves

Richard Floyd Weiner

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LEGAL TERMS

FORBEARANCE

COSIGNER

NUISANCE FEES

CREDIT FILE

SECRET WARRANTY PROGRAM

INTEREST

DISPOSABLE INCOME

CHAPTER 7 BANKRUPTCY

DEFINED CONTRIBUTION PLAN

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