Elwood Collection Lawyer, Indiana

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Richard Batesky
About | Practice Areas
Batesky Law Office
22 East Washington St. Suite 210 Indianapolis, IN 46204» view map
Accident & Injury Law
Top-Notch Indiana Injury Attorney

At Batesky Law Office, we fight to obtain the maximum compensation for our clients. Regardless of how difficult your case may seem.

800-962-8840
1. Richard Batesky Indianapolis, IN
  Attorney at Law- IN, 1990
  Maurer School of Law, J.D. 1990
2. AboutBatesky Law Office
  Top-Notch Indiana Injury Attorney
3. Practice AreasExpertise
  Accident & Injury Law
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Russell L. Jones

Corporate, Collection, Estate Planning, Family Law

Status: In Good Standing

CONTACT

8888 Keystone Crossing Boulvard, Indianapolis, IN 46240

Mark R. Wenzel

Business Organization, Collection, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

One Indiana Square, Indianapolis, IN 46204

C. Daniel Motsinger

Corporate, Collection, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

One Indiana Square, Indianapolis, IN 46204

Martha R. Lehman

Collection, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing

CONTACT

One Indiana Square, Indianapolis, IN 46204

Bradley S. Fuson

Business Organization, Commercial Banks, Banking & Finance, Collection

Status: In Good Standing Licensed: 38 Years

CONTACT

1452 Gwynmere Run, Carmel, IN 46032

Barbara Jean Cheek

Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

8395 Keystone Crossing, Indianapolis, IN 46240

P. Frederick Pfenninger

Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

9247 N. Meridian Street, Indianapolis, IN 46260

Nicolette Mendenhall

Business, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

429 N. Pennsylvania Street, Indianapolis, IN 46204

Christopher A. Poling

Colleges & Universities, Commercial Leasing, Commercial Banks, Collection

Status: In Good Standing Licensed: 30 Years

CONTACT

1 American Square, Indianapolis, IN 46282

Michael Head

Insurance, Collection, Bankruptcy, Business

Status: In Good Standing

CONTACT

1 North Pennsylvania Street, Indianapolis, IN 46204

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Elwood Collection Lawyer, Indiana

Sponsored Law Firm

Batesky Law Office

SPONSORED LAWYERS

Russell L. Jones

Mark R. Wenzel

C. Daniel Motsinger

Martha R. Lehman

Bradley S. Fuson

Barbara Jean Cheek

P. Frederick Pfenninger

Nicolette Mendenhall

Christopher A. Poling

Michael Head

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

CREDIT COUNSELING

FAIR CREDIT BILLING ACT (FCBA)

INTEREST

FORBEARANCE

PREFERENCE

LIABILITY

CYBERSQUATTING

WORKOUT

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