Everett Bankruptcy & Debt Lawyer, Washington, page 5

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Andrew M. Gebelt

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

12104 57Th Pl Se, Snohomish, WA 98290

Vicki L Oslund

Intellectual Property, Corporate, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

1016 122Nd Ave Ne, Lake Stevens, WA 98258

Teri E Johnson

Immigration, Child Custody, Misdemeanor, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

19105 36Th Ave W, Lynnwood, WA 98036

Teri Ellen Johnson

Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

19105 36Th Ave W, Lynnwood, WA 98036

Steven Marlow Palmer

Real Estate, Health Care Other, Estate, Misdemeanor, Bankruptcy

Status: In Good Standing Licensed: 15 Years

CONTACT

3400 188th St SW, Lynnwood, WA 98037

Thomas Dale Neeleman

Bankruptcy

Status: In Good Standing Licensed: 42 Years

CONTACT

1403 8Th Street, Marysville, WA 98270

Daniel Laster

Tax, Copyright, Contract, Commercial Bankruptcy

Status: In Good Standing Licensed: 41 Years

CONTACT

11700 Mukilteo Spdwy, Mukilteo, WA 98275

Steven B Shea

Estate, Family Law, Divorce & Family Law, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

3014 Hoyt Ave, Everett, WA 98201

Young Suk Oh

Civil Rights, Contract, Bankruptcy

Status: In Good Standing Licensed: 25 Years

CONTACT

4100 194th St SW, Lynnwood, WA 98036

Amy Nicole Spitzer

Landlord-Tenant, Estate Planning, Corporate, Collection

Status: In Good Standing Licensed: 10 Years

CONTACT

Everett, WA 98206

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Everett Bankruptcy & Debt Lawyer, Washington, page 5

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Andrew M. Gebelt

Vicki L Oslund

Teri E Johnson

Teri Ellen Johnson

Steven Marlow Palmer

Thomas Dale Neeleman

Daniel Laster

Steven B Shea

Young Suk Oh

Amy Nicole Spitzer

TIPS

LEGAL TERMS

TRADE NAME

REDEMPTION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

LIEN

SUBROGATION

INTEREST

WORKOUT

NONDISCHARGEABLE DEBTS

PREFERENCE

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