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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Douglas Bram Jacobs

✓ VERIFIED

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Mr. Jacobs was admitted to the California Bar in 1978 and has been in the private practice of law ever since. As house counsel for a franchise corpora... (more)

CONTACT

530-342-6144

20 Independence Cir, Chico, CA 95973

Thomas Dale Patrick

Estate Planning, Workers' Compensation, Bankruptcy, Insurance, Construction

Status: In Good Standing

CONTACT

100 Rio St, Red Bluff, CA 96080

Troy Michael Wilkinson

Government, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

589 East Ave, Chico, CA 95926

Stacie Power

Divorce & Family Law, DUI-DWI, Bankruptcy & Debt, Real Estate

Status: In Good Standing Licensed: 14 Years

FREE CONSULTATION

CONTACT

2214 North Ave, Chico, CA 95926

Michael Odowd Hays

Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

676 E 1St Ave, Chico, CA 95926

Kenneth Dale Baker

Bankruptcy & Debt, Estate Planning, Business & Trade, Litigation

Status: In Good Standing Licensed: 51 Years

CONTACT

1430 East Ave, Chico, CA 95926

Daniel Holden Alexander

Trusts, Estate, Business, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

901 Bruce Rd, Chico, CA 95928

Heather Leigh Siles

Workers' Compensation, Administrative Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

2064 Talbert Dr, Chico, CA 95928

Nikki Farris

Foreclosure, Bankruptcy, Estate Planning, Business

Status: In Good Standing

CONTACT

45 Jan Ct., Chico, CA 95928

Nichole Baker Farris

Estate Planning, Business & Trade, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

45 Jan Ct., Chico, CA 95928

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

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Flournoy Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Douglas Bram Jacobs

Thomas Dale Patrick

Troy Michael Wilkinson

Stacie Power

Michael Odowd Hays

Kenneth Dale Baker

Daniel Holden Alexander

Heather Leigh Siles

Nikki Farris

Nichole Baker Farris

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CHAPTER 13 PLAN

GUARANTOR

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

UNSECURED DEBT

CREDIT REPORT

REAFFIRMATION

DEBT COLLECTOR

LIABILITY

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