Fort Sheridan Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Howard Peritz

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Bankruptcy & Debt, Divorce & Family Law, Bankruptcy, Divorce, Estate

Howard Peritz is an attorney with experience as a sole proprietor, insurance industry corporate counsel, managing attorney and a senior associate in C... (more)

FREE CONSULTATION

CONTACT

847-665-1648

5 Revere Drive, Northbrook, IL 60062

Jennifer J. Gedville

Litigation, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

1849 Green Bay Rd, Highland Park, IL 60035

Jennifer Gedville

Litigation, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

1849 Green Bay Rd, Highland Park, IL 60035

James A. Kaplan

Corporate, Bankruptcy, Real Estate

Status: In Good Standing

CONTACT

1155 Ridgewood Drive, Highland Park, IL 60035

Steven Howard Lavin

Litigation, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

1849 Green Bay Rd, Highland Park, IL 60035

Steven Lavin

Litigation, Estate Planning, Business, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

1849 Green Bay Rd, Highland Park, IL 60035

Sonia Elisa Pasquesi

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 12 Years

CONTACT

560 Oakwood Ave, Lake Forest, IL 60045

David S. Kreisman

Commercial Real Estate, Lawsuit & Dispute, Transactions, Bankruptcy

Status: In Good Standing Licensed: 61 Years

CONTACT

2121 Waukegan Rd, Deerfield, IL 60015

Kenneth Fisher

Bankruptcy

Status: In Good Standing Licensed: 58 Years

CONTACT

2121 Waukegan Road, Deerfield, IL 60015

George Olsen

Litigation, Banking & Finance, Workout, Bankruptcy

Status: In Good Standing

CONTACT

707 Lake Cook Road, Deerfield, IL 60015

800-923-0641

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Fort Sheridan Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Howard Peritz

Jennifer J. Gedville

Jennifer Gedville

James A. Kaplan

Steven Howard Lavin

Steven Lavin

Sonia Elisa Pasquesi

David S. Kreisman

Kenneth Fisher

George Olsen

TIPS

LEGAL TERMS

FCRA

TRUTH IN LENDING ACT (TILA)

DISCHARGEABLE DEBTS

REAFFIRMATION

COLLATERAL

LIQUIDATING PARTNER

DEBT COLLECTOR

SOLE PROPRIETORSHIP

PREFERENCE

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