Four Lakes Bankruptcy & Debt Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Steven Schneider

Bankruptcy & Debt, Lawsuit & Dispute, Business, Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

203 N. Washington Street, Spokane, WA 99201

Scott Dean Meyer

Corporate, International Other, Employment Discrimination, Consumer Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

1603 S Garfield Rd, Airway Heights, WA 99001

John Pierce

Federal, Civil Rights, Contract, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Cheney, WA 99004

Stephen Kerr Eugster

Contract, Bankruptcy, Elder Law, Family Law

Status: Deceased Licensed: 55 Years

CONTACT

2418 W Pacific Ave, Spokane, WA 99201

Jeffrey Lawrence Supinger

Banking & Finance, Bankruptcy, Personal Injury, Workers' Compensation

Status: Inactive Licensed: 47 Years

CONTACT

2118 N Ritchey Rd, Medical Lake, WA 99022

Pamela Hazelton Rohr

Litigation, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Spokane, WA 99214

Pamela Hazelton Rohr

Litigation, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

CONTACT

Spokane, WA 99214

Patricia Lynn Burns-Hart

Electronic Commerce, Life & Health, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

911 W 5Th Ave, Spokane, WA 99204

Gregory Bertram Lipsker

Securities, Commercial Bankruptcy, Business & Trade, Electronic Commerce

Status: In Good Standing Licensed: 48 Years

CONTACT

1213 W Railroad Ave, Spokane, WA 99201

Jeffrey Ray Smith

Civil Rights, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

Spokane, WA 99210

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Four Lakes Bankruptcy & Debt Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Steven Schneider

Scott Dean Meyer

John Pierce

Stephen Kerr Eugster

Jeffrey Lawrence Supinger

Pamela Hazelton Rohr

Pamela Hazelton Rohr

Patricia Lynn Burns-Hart

Gregory Bertram Lipsker

Jeffrey Ray Smith

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

DISPOSABLE INCOME

ABUSE

REAFFIRMATION

LIEN

INFRINGEMENT (OF TRADEMARK)

GUARANTOR

FAIR CREDIT REPORTING ACT (FCRA)

SUBROGATION

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