Ft Mitchell Bankruptcy Lawyer, Kentucky

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Stuart P. Brown

Estate Planning, Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

327 West Pike Street, Covington, KY 41011

Michael E. Plummer

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

11 West Sixth Street, Covington, KY 41011

Jonathan Mark Bruce

Traffic, White Collar Crime, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

71 Cavalier Boulevard, Florence, KY 41042

Jennifer Scholl Overmann

Divorce & Family Law, Dissolution

Status: In Good Standing Licensed: 17 Years

CONTACT

309 Artillary Park Drive, Ft Mitchell, KY 41017

Walter Ronald Adams

Bankruptcy, Bankruptcy & Debt, Social Security, Estate Planning

Status: In Good Standing

CONTACT

488 Erlanger Rd, Ft Mitchell, KY 41018

Kimberly W Quinn

Bankruptcy, Bankruptcy & Debt, Credit & Debt, Civil Rights

Status: In Good Standing

CONTACT

4132 Dixie Hwy, Ft Mitchell, KY 41018

Phillip Thomas Bell

Bankruptcy, Family Law, Personal Injury, Workers' Compensation

Status: In Good Standing Licensed: 12 Years

CONTACT

2500 Chamber Center Dr, Ft Mitchell, KY 41017

Edward Sheehan Monohan

Divorce & Family Law, Bankruptcy, Labor Law, Elder Law

Status: In Good Standing

CONTACT

7711 Ewing Blvd, Florence, KY 41022

Edward Sheehan Monohan

Power of Attorney, Estate, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

7711 Ewing Blvd, Florence, KY 41022

Catherine Daphne Stavros

Real Estate, Banking & Finance, Bankruptcy, Property Damage

Status: In Good Standing

CONTACT

40 W. Pike St., Covington, KY 41012

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

FCRA

See Fair Credit Reporting Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

... This case is before this Court on a grant of discretionary review to determine whether KRS 427.170, which incorporates by reference the federal bankruptcy exemptions of 11 USC Â§ 522(d), applies only to debtors in bankruptcy proceedings, or whether it renders those ...

Wilson v. Paine

... Opinion of the Court by Justice CUNNINGHAM. Pursuant to CR 76.37(1), this Court granted the certification request of the United States Bankruptcy Court for the 286 Western District of Kentucky to answer the following question of Kentucky law: ...

Kentucky Bar Ass'n v. Leadingham

... Allen Walker. Michael and Leigh Ann Perdue. 12. Michael and Leigh Ann Perdue hired the Respondent to represent their interests in a bankruptcy action in June, 2003. The Respondent quoted a fee of $800 for the case. On or ...

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Ft Mitchell Bankruptcy Lawyer, Kentucky

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Stuart P. Brown

Michael E. Plummer

Jonathan Mark Bruce

Jennifer Scholl Overmann

Walter Ronald Adams

Kimberly W Quinn

Phillip Thomas Bell

Edward Sheehan Monohan

Edward Sheehan Monohan

Catherine Daphne Stavros

TIPS

LEGAL TERMS

CREDIT BUREAU

CREDIT INSURANCE

CREDITOR

LIQUIDATING PARTNER

FCRA

CHAPTER 13 BANKRUPTCY

BANKRUPTCY

SECRET WARRANTY PROGRAM

MEETING OF CREDITORS

SAMPLE LEGAL CASES

MPM Financial Group, Inc. v. Morton

Wilson v. Paine

Kentucky Bar Ass'n v. Leadingham

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