Fulton County, NY Bankruptcy & Debt Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Jeremiah Wood

Farms, Estate Administration, Divorce, Child Support

Status: In Good Standing

CONTACT

8 Fremont Street, Gloversville, NY 12078

William Cibulas

General Practice

Status: In Good Standing

FREE CONSULTATION

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8 Fremont Street, Gloversville, NY 12078

John D Wood

General Practice

Status: In Good Standing

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6-8 Fremont St, Gloversville, NY 12078

R B Haviland

General Practice

Status: In Good Standing

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6-8 Fremont St, Gloversville, NY 12078

Edward S Wood

General Practice

Status: In Good Standing

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6-8 Fremont St, Gloversville, NY 12078

Kelly Dawn Hoyt

Divorce & Family Law, Residential Real Estate, Wills & Probate, Power of Attorney, Motor Vehicle

Status: In Good Standing Licensed: 27 Years

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215 County Highway 155, Broadalbin, NY 12025

Gerard Vincent Heckler

Divorce & Family Law, Family Law, Criminal, Child Custody, Divorce

Status: In Good Standing Licensed: 53 Years

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8 South William Street, Johnstown, NY 12095

Robert E. Abdella

Criminal, Civil Rights, Accident & Injury

Status: In Good Standing Licensed: 24 Years

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Gloversville, NY 12078

Paul Kolodziej

Landlord-Tenant, Construction, Motor Vehicle, Lawsuit & Dispute, Immigration

Status: In Good Standing Licensed: 43 Years

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350 N Main St, Gloversville, NY 12078

Ellen Siobhan Ross

Family Law, Child Custody, Adoption, Divorce & Family Law

Status: In Good Standing

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105 N Perry St, Johnstown, NY 12095

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COLLATERAL

Property that guarantees payment of a secured debt.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Fulton County, NY Bankruptcy & Debt Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Jeremiah Wood

William Cibulas

John D Wood

R B Haviland

Edward S Wood

Kelly Dawn Hoyt

Gerard Vincent Heckler

Robert E. Abdella

Paul Kolodziej

Ellen Siobhan Ross

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

SUBROGATION

DOING BUSINESS AS (DBA)

S CORPORATION

PRIORITY DEBT

COLLECTION AGENCY

COLLATERAL

REPOSSESSION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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