Gillett Bankruptcy & Debt Lawyer, Texas


Frank D. Sandoval Lawyer

Frank D. Sandoval

VERIFIED
Juvenile Law, Estate Planning, Family Law, Consumer Bankruptcy, Business

Dedicated to representing every client with personalized service and integrity. We never forget you are trusting us to resolve your case as if you wer... (more)

Robert  Joseph Lawyer

Robert Joseph

VERIFIED
Banking & Finance, Credit & Debt, International Other, Construction, Real Estate

Robert I. Joseph, P.C., believes in personal advocacy through every step of your case. Unlike other Texas law firms that may pass you off to an associ... (more)

Jon  Disrud Lawyer

Jon Disrud

VERIFIED
Estate Planning, Bankruptcy, Family Law, Criminal, Commercial Real Estate
Board Certified in Family Law, Texas Board of Legal Specialization.

I am a Board Certified Family attorney who practices in the San Antonio, Texas and surrounding counties. I have a great deal of experience regarding ... (more)

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800-671-7990

Rick Flume

Tax, Bankruptcy
Status:  In Good Standing           

FREE CONSULTATION 

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Shelly Marie Jones Siegfried

Credit & Debt, Family Law, Clean Air Practice, Wills
Status:  Deceased           Licensed:  21 Years

Thomas J. Barry

Employee Rights, Employment, Elder Law, Administrative Law, Credit & Debt
Status:  In Good Standing           Licensed:  43 Years

Sean Alastair Keane-dawes

Estate Planning, Family Law, Elder Law, Bankruptcy, Personal Injury
Status:  In Good Standing           Licensed:  22 Years

Kenneth Michael Odom

Insurance, Credit & Debt, Personal Injury, Employee Rights
Status:  In Good Standing           

Andrew Michael Abrameit

Construction, Oil & Gas, Business & Trade, Credit & Debt
Status:  In Good Standing           Licensed:  18 Years

Robert L. Covington

Credit & Debt, Bankruptcy, Bankruptcy & Debt
Status:  Inactive           Licensed:  33 Years

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Free Help: Use This Form or Call 800-943-8690

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Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

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Lawyer.com can help you easily and quickly find Gillett Bankruptcy & Debt Lawyers and Gillett Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)
A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)
These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)
A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)
A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.