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Glenwood Bankruptcy & Debt Lawyer, New Jersey

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John Michael Breslin Lawyer

John Michael Breslin

General Practice

FREE CONSULTATION 

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973-983-7020

3 Main St, Newton, NJ 07860
Profile LAWPOINTS™45/100
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Robert J. Stack

Divorce, Child Support, DUI-DWI, Bankruptcy
Status:  In Good Standing           
CONTACT
11 Kiel Avenue, Kinnelon, NJ 07405
Profile LAWPOINTS™35/100
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David Lyon Jubanowsky

Directors & Officers, Business Successions, Business Organization, Dissolution
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™41/100
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M. Richard Valenti

Corporate, Business Organization, Banking & Finance, Collection
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™41/100
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James M. Cerra

Farms, Alimony & Spousal Support, Adoption, Collection
Status:  In Good Standing           
CONTACT
One Main Street, Newton, NJ 07860
Profile LAWPOINTS™41/100
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Edward P. Azar

Real Estate, Traffic, Family Law, Bankruptcy
Status:  In Good Standing           Licensed:  47 Years
CONTACT
2840 Route 23 South, Newfoundland, NJ 07435
Profile LAWPOINTS™38/100
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James Castiglia

Workers' Compensation, Elder Law, Bankruptcy, Personal Injury
Status:  In Good Standing           
CONTACT
5561 Berkshire Valley Road, Oak Ridge, NJ 07438
Profile LAWPOINTS™34/100
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Anthony Pasquariello

Bankruptcy, Estate, Lawsuit & Dispute, Real Estate, Landlord-Tenant
Status:  In Good Standing           
CONTACT
xxxxxx, Branchville, NJ 07826
Profile LAWPOINTS™24/100
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Stephen Mcnally

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  37 Years
CONTACT
93 Main St, Newton, NJ 07860
Profile LAWPOINTS™24/100
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Charles Brand

Tax, Estate, Collection, Bankruptcy & Debt
Status:  In Good Standing           
CONTACT
Newton, NJ 07860
Profile LAWPOINTS™32/100
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800-620-0900

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800-923-0641

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800-943-8690

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TIPS

Lawyer.com can help you easily and quickly find Glenwood Bankruptcy & Debt Lawyers and Glenwood Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)
A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)
Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CREDIT FILE

See credit report.

FCBA

See Fair Credit Billing Act.

FCRA

See Fair Credit Reporting Act.

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