Grundy County, IL Collection Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Grundy Collection lawyer.
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Michael Walter Olewinski

Criminal, Traffic, Accident & Injury, Real Estate, DUI-DWI

Status: In Good Standing Licensed: 28 Years

FREE CONSULTATION

CONTACT

211 E Jefferson St., Morris, IL 60450

Eric Frobish

Workers' Compensation, Family Law, Divorce & Family Law, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

124 W Washington St, Morris, IL 60450

Eric P. Frobish

Workers' Compensation, Family Law, Divorce & Family Law, Personal Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

124 W Washington St, Morris, IL 60450

Christopher Michael Dearth

Municipal, Criminal

Status: In Good Standing Licensed: 13 Years

CONTACT

305 E North St, Morris, IL 60450

Peter Siena

General Practice

Status: In Good Standing Licensed: 26 Years

CONTACT

111 E Washington St, Morris, IL 60450

Brian David Johnson

Social Security, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

1802 N Division St, Morris, IL 60450

Timothy Paul Malmquist

Estate Planning, Civil Rights, Transactions, Personal Injury

Status: In Good Standing Licensed: 45 Years

CONTACT

415 Liberty St, Morris, IL 60450

Brian Paul Zabel

Commercial Real Estate, International Tax, Estate Planning

Status: In Good Standing Licensed: 20 Years

CONTACT

1040 W Rt 6, Morris, IL 60450

Kyle Edward Klukas

Criminal

Status: In Good Standing Licensed: 28 Years

CONTACT

831 Quail Run, Coal City, IL 60416

Brian Zabel

Commercial Real Estate, International Tax, Estate Planning

Status: In Good Standing Licensed: 20 Years

CONTACT

1040 W Rt 6, Morris, IL 60450

800-923-0641

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LEGAL TERMS

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FCRA

See Fair Credit Reporting Act.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

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Grundy County, IL Collection Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Michael Walter Olewinski

Eric Frobish

Eric P. Frobish

Christopher Michael Dearth

Peter Siena

Brian David Johnson

Timothy Paul Malmquist

Brian Paul Zabel

Kyle Edward Klukas

Brian Zabel

TIPS

LEGAL TERMS

BULK SALES LAW

COLLECTION AGENCY

TRADE DRESS

GUARANTOR

GRACE PERIOD

SETOFF

FCRA

PRESUMED ABUSE

LIABILITY

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