Harnett County, NC Collection Lawyers

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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L. Stacy Weaver

Alimony & Spousal Support, Bad Faith Insurance, Civil Rights, Criminal

Status: In Good Standing

FREE CONSULTATION

CONTACT

65 Bain Street, Lillington, NC 27546

April Howard Phillips

Criminal, Family Law, Personal Injury, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

CONTACT

65 Bain Street, Lillington, NC 27546

Robert A. Buzzard

Complex Litigation, Corporate, Contract, Business Organization, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

728 S. Main Street, Lillington, NC 27546

J. Thomas West

Accident & Injury, Estate, Traffic, Wills & Probate

Status: In Good Standing

CONTACT

900 South Main Street, Lillington, NC 27546

Edgar R. Bain

Aviation, Agriculture, Criminal, Animal Bite

Status: In Good Standing

FREE CONSULTATION

CONTACT

65 Bain Street, Lillington, NC 27546

Marshall L. Miller

Personal Injury, Wrongful Death, Criminal, Traffic

Status: In Good Standing Licensed: 27 Years

FREE CONSULTATION

CONTACT

Coats, NC 27521

Alton D. Bain

Estate Administration, Estate Planning, Elder Law, Business Organization

Status: In Good Standing Licensed: 39 Years

CONTACT

65 Bain Street, Lillington, NC 27546

Jerry D. Parker

Accident & Injury, Personal Injury, Car Accident, Workers' Compensation

Status: In Good Standing

FREE CONSULTATION

CONTACT

600 Cumberland St, Dunn, NC 28334

David F. McRae

Litigation, Estate Planning, Family Law, Criminal

Status: In Good Standing Licensed: 35 Years

CONTACT

65 Bain Street, Lillington, NC 27546

Heather Hayes Williams

Farms, Collaborative Law, Family Law, Divorce

Status: In Good Standing Licensed: 30 Years

CONTACT

111 Commerce Drive, Dunn, NC 28334

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Harnett County, NC Collection Lawyers

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

L. Stacy Weaver

April Howard Phillips

Robert A. Buzzard

J. Thomas West

Edgar R. Bain

Marshall L. Miller

Alton D. Bain

Jerry D. Parker

David F. McRae

Heather Hayes Williams

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LEGAL TERMS

SECRET WARRANTY PROGRAM

NONDISCHARGEABLE DEBTS

UNSECURED DEBT

CHAPTER 13 BANKRUPTCY

COLLECTION AGENCY

401(K) PLAN

REDEMPTION

LIMITED LIABILITY

PREFERENCE

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