Harris County, TX Bankruptcy Lawyers, page 2

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
2. Frequently Asked Questions
  Bankruptcy Frequently Asked Questions
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Gregg M Mielke

Litigation, Employment, Contract, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

1214A Stonehollow Drive, Kingwood, TX 77339

Fred Jones

Bankruptcy, Estate Administration, Wills & Probate, Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

Houston Clear Lake/NASA Office, 18333 Egret Bay Blvd, Houston, TX 77058

M. Kevin Powers

Bed Bug, Bankruptcy Litigation, Collection, Commercial Real Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

2323 S. Shepherd Drive, Houston, TX 77019

Ryan J. Dove

Consumer Rights, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

1111 North Loop W, Houston, TX 77008

Carly Rene Maderer

Estate Planning, International Tax, Bankruptcy, Natural Resources, Employment

Status: In Good Standing Licensed: 14 Years

FREE CONSULTATION

CONTACT

10330-G Lake Rd., Houston, TX 77070

Charles S. Anderson

Divorce & Family Law, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing Licensed: 12 Years

FREE CONSULTATION

CONTACT

723 Main St, Houston, TX 77002

Melissa Lanier

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Divorce

Status: In Good Standing

FREE CONSULTATION

CONTACT

116 S Avenue C, Humble, TX 77338

Michael Lewis Holland

Adoption, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

2211 Norfolk St, Houston, TX 77098

D. Brent Wells

Dispute Resolution, Corporate, Business Organization, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

440 Louisiana St, Houston, TX 77002

Michael A. Caddell

Civil Rights, Personal Injury, Environmental Law, Consumer Bankruptcy, Business

Status: In Good Standing

CONTACT

628 E 9Th Street, Houston, TX 77007

800-923-0641

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FCRA

See Fair Credit Reporting Act.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

SAMPLE LEGAL CASES

Ferguson v. BUILDING MATERIALS

... Clair Newbern, Fort Worth, TX, for Amicus Curiae. PER CURIAM. At issue in this appeal is whether the plaintiffs in a personal injury suit should be estopped from pursuing their claim because they initially omitted it as a listed asset in a pending bankruptcy. ...

Graber v. Fuqua

... 2240, 135 L.Ed.2d 700 (1996)). IV. Federal Law Occupies the Field of Bankruptcy and Preempts State Law. ... Id. C. The Required Uniformity of Bankruptcy Laws Mitigates Against Development of State Common Law Claims for Misconduct in Bankruptcy Proceedings. ...

Unifund CCR Partners v. Villa

... Villa later filed for bankruptcy, and his debts were discharged. In his bankruptcy filing, Villa listed Bank One, not Unifund, as creditor on the credit card debt. After Villa's bankruptcy, Unifund sued Villa on the debt. Villa answered ...

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Harris County, TX Bankruptcy Lawyers, page 2

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Gregg M Mielke

Fred Jones

M. Kevin Powers

Ryan J. Dove

Carly Rene Maderer

Charles S. Anderson

Melissa Lanier

Michael Lewis Holland

D. Brent Wells

Michael A. Caddell

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

BULK SALES LAW

DEBIT CARD

COSIGNER

REAFFIRMATION

IRS EXPENSES

DISCHARGEABLE DEBTS

FCRA

CREDIT COUNSELING

SAMPLE LEGAL CASES

Ferguson v. BUILDING MATERIALS

Graber v. Fuqua

Unifund CCR Partners v. Villa

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