Harrods Creek Credit & Debt Lawyer, Kentucky

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Lawrence Belanger
About | Practice Areas
Law Office of Lawrence Belanger
101 North 7th St Louisville, KY 40202» view map
Bankruptcy & Debt
Decades Of Experience

Filing for bankruptcy can be complicated, but it doesn't have to be. Attorney Lawrence Belanger helps his clients every step of the way.

800-872-6030
1. Lawrence Belanger Louisville, KY
  Attorney at Law - KY, 1991
  Suffolk University J.D. 1973
2. AboutLaw Office of Lawrence Belanger
  Decades Of Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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M. Thurman Senn

Litigation, Estate Planning, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

601 Main Street, Louisville, KY 40202

Thomas D. Murphy

Civil Rights, Corporate, Banking & Finance, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

734 West Main Street, Louisville, KY 40202

Elizabeth B Alphin

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

101 South Fifth Street, Louisville, KY 40202

Melinda T. Sunderland

Divorce, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

401 S Fourth St, Louisville, KY 40202

Taylor M. Hamilton

Real Estate, Litigation, Credit & Debt, Collection

Status: In Good Standing Licensed: 16 Years

CONTACT

401 S Fourth St, Louisville, KY 40202

Kathryn H. Hogan

Real Estate, Lawsuit & Dispute, Credit & Debt, Collection

Status: In Good Standing

CONTACT

12404 Tyler Woods Ct, Louisville, KY 40299

Lea Denison Hardwick

International Tax, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

416 W Muhammad Ali Blvd, Louisville, KY 40202

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FCRA

See Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SAMPLE LEGAL CASES

Rice v. Rice

... The single issue on discretionary review to this Court is whether the trial court abused its discretion in concluding that a credit card debt incurred solely by the husband and an adult son without the wife's knowledge and participation was marital property and ordering the wife to ...

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

... Tall, pro se, answered the Credit Union's complaint by essentially denying that he owed any debt to the Credit Union and claiming that he and the Credit Union's attorney had previously discussed a settlement whereby Tall would bring his account current. ...

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

... Reed appeals from an opinion and order of the Rockcastle Circuit Court granting summary judgment to Franklin Credit Management Corporation ... agreed the subject property was to be transferred to Sue Colwell in consideration of her assuming the debt totaling $69,000.00 on ...

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Harrods Creek Credit & Debt Lawyer, Kentucky

Sponsored Law Firm

Law Office of Lawrence Belanger

SPONSORED LAWYERS

M. Thurman Senn

Thomas D. Murphy

Elizabeth B Alphin

Melinda T. Sunderland

Taylor M. Hamilton

Kathryn H. Hogan

Lea Denison Hardwick

TIPS

LEGAL TERMS

GUARANTOR

GARNISHMENT

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

TOXIC TORT

WINDING UP

FCRA

DISCHARGE (OF DEBTS)

SAMPLE LEGAL CASES

Rice v. Rice

Tall v. ALASKA AIRLINES/HORIZON AIR FEDERAL CREDIT UNION

Reed v. FRANKLIN CREDIT MANAGEMENT CORPORATION

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