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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Gregory Mitchell

Bankruptcy, Civil Rights, Federal Appellate Practice, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

16901 S Dixie Highway, Hazel Crest, IL 60429

Angelo J. Vitiritti

Bankruptcy, Estate Planning, Transactions, Criminal

Status: In Good Standing Licensed: 34 Years

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16231 Wausau Ave, South Holland, IL 60473

Angelo Vitiritti

Divorce & Family Law, Criminal, Bankruptcy, Estate Planning

Status: In Good Standing Licensed: 34 Years

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16231 Wausau Ave, South Holland, IL 60473

Theresa M. Long

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 38 Years

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2056 Ridge Road, Homewood, IL 60430

Michael Bohdan Dedio

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

15601 S Cicero Ave, Oak Forest, IL 60452

Michael Dedio

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

15601 S Cicero Ave, Oak Forest, IL 60452

Connie J. Lambert

Corporate, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

716 Park Dr, Flossmoor, IL 60422

Edward J. Burt

Estate Planning, Divorce & Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 51 Years

CONTACT

5320 W 159Th St, Oak Forest, IL 60452

Edward Burt

Estate Planning, Divorce & Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 51 Years

CONTACT

5320 W 159Th St, Oak Forest, IL 60452

Lorraine M. Greenberg

Litigation, International Tax, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

18027 Harwood Avenue, Homewood, IL 60430

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Harvey Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Gregory Mitchell

Angelo J. Vitiritti

Angelo Vitiritti

Theresa M. Long

Michael Bohdan Dedio

Michael Dedio

Connie J. Lambert

Edward J. Burt

Edward Burt

Lorraine M. Greenberg

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LEGAL TERMS

COLLATERAL

LIQUIDATING PARTNER

INTEREST

DISPOSABLE INCOME

BANKRUPTCY TRUSTEE

TRADE NAME

LIMITED LIABILITY

FAIR CREDIT REPORTING ACT (FCRA)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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