Hendry County, FL Credit & Debt Lawyers, page 2

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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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Not enough matches for Hendry Credit & Debt lawyer.
Below are all Hendry lawyers.

Melanie Anne Mcgahee

Commercial Real Estate, Wills, Estate Planning, Estate

Status: In Good Standing Licensed: 33 Years

CONTACT

417 W Sugarland Hwy, Clewiston, FL 33440

Mark F Lapp

General Practice

Status: In Good Standing Licensed: 34 Years

CONTACT

Labelle, FL 33975

Amber Julia Vojak

Intellectual Property, Estate, Business

Status: In Good Standing Licensed: 36 Years

CONTACT

2164 Cj Ln, Labelle, FL 33935

Regine Emile

General Practice

Status: In Good Standing Licensed: 18 Years

CONTACT

491 E Cowboy Way, Labelle, FL 33935

Alden Aaron Rumfelt

Government, Criminal, Accident & Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

Labelle, FL 33975

William Kenneth Dorman

General Practice

Status: In Good Standing Licensed: 14 Years

CONTACT

1045 Pratt Blvd, Labelle, FL 33935

Steven J. Polhemus

Foreclosure, Immigration, Wills & Probate, Divorce & Family Law

Status: In Good Standing Licensed: 25 Years

CONTACT

Labelle, FL 33975

Matthew Brennan Cleary

Criminal

Status: In Good Standing Licensed: 20 Years

CONTACT

Labelle, FL 33975

Richard Sullivan

General Practice

Status: In Good Standing Licensed: 29 Years

CONTACT

Labelle, FL 33975

Thomas Knox Boardman

Commercial Real Estate, Real Estate, Estate Planning, Estate

Status: In Good Standing Licensed: 57 Years

CONTACT

Labelle, FL 33975

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

FCRA

See Fair Credit Reporting Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Hendry County, FL Credit & Debt Lawyers, page 2

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

Melanie Anne Mcgahee

Mark F Lapp

Amber Julia Vojak

Regine Emile

Alden Aaron Rumfelt

William Kenneth Dorman

Steven J. Polhemus

Matthew Brennan Cleary

Richard Sullivan

Thomas Knox Boardman

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

SETOFF

DISPOSABLE INCOME

NONDISCHARGEABLE DEBTS

DOING BUSINESS AS (DBA)

FCRA

LIQUIDATING PARTNER

IRS EXPENSES

CHAPTER 13 BANKRUPTCY

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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