Herriman Credit & Debt Lawyer, Utah

Sponsored Law Firm


Todd Karl Jenson

Corporate, Collection, Credit & Debt, Insurance
Status:  In Good Standing           

Jeremy D. Eveland

Class Action, Consumer Protection, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  21 Years

Matthew J. Storey

Military, Traffic, Health Care, Credit & Debt
Status:  In Good Standing           Licensed:  39 Years

Daniel Ray Wilkinson

Insurance, Credit & Debt, Wills, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  19 Years

Patsy Ruth Wilson Young

Commercial Real Estate, International Other, Credit & Debt, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  22 Years

Darwin H. Bingham

Commercial Leasing, Corporate, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  27 Years

Thomas Edward Cundick

Credit & Debt, Bankruptcy
Status:  In Good Standing           Licensed:  20 Years

Bruce H. White

Oil & Gas, Credit & Debt, Business & Trade, Bankruptcy
Status:  In Good Standing           Licensed:  33 Years

Bruce H White

Oil & Gas, Credit & Debt, Business & Trade, Bankruptcy
Status:  In Good Standing           Licensed:  33 Years

Ronald W Ady

Commercial Real Estate, Motor Vehicle, Credit & Debt, Collection
Status:  In Good Standing           Licensed:  42 Years

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Free Help: Use This Form or Call 800-943-8690

Member Representative

Call me for fastest results!
800-943-8690

Free Help: Use This Form or Call 800-943-8690

By submitting this lawyer request, I confirm I have read and agree to the Consent to Receive Messages from all messaging and voice technologies including Email, Text, Phone, Terms of Use, and Privacy Policy. Information provided is not privileged or confidential.

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)
In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)
A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)
A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SAMPLE LEGAL CASES

ATLANTIC CREDIT AND FINANCE, INC. v. Jensen

246 P.3d 1213 (2011). 2011 UT App 12. ATLANTIC CREDIT AND FINANCE, INC., Plaintiff and Appellee, v. Kristen JENSEN, Defendant and Appellant. No. ... PER CURIAM: ¶ 1 Kristen Jensen appeals the trial court's entry of judgment against her in a debt collection action. ...

K&T, INC. v. Vowell

... [1] It should also be noted, that Utah Code section 15-4-2 does not prohibit Budget from litigating Vowell's ownership in the credit card debt after first pursuing its claim against DLSS. See Utah Code Ann. § 15-4-2 (2005). Indeed ...

Liston v. Liston

... At the time of separation, Wife carried $30,500 of credit card debt she claimed was related to family expenses. ¶4 The divorce action between Husband and Wife was tried on June 24 and 25, 2010. ... ANALYSIS. I. Wife's Credit Card Debt. ...