Houston Bankruptcy & Debt Lawyer, Texas, page 5

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
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Todd C. Collins

Litigation, Environmental Law Other, Insurance, Credit & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

2777 Allen Pkwy, Houston, TX 77019

W. Frances Moore

Construction, Litigation, Oil & Gas, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

2777 Allen Pkwy, Houston, TX 77019

Robert Lewis Pendergraft

Litigation, Insurance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 53 Years

CONTACT

2777 Allen Pkwy, Houston, TX 77019

David W. Funderburk

Environmental Law Other, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

2777 Allen Pkwy, Houston, TX 77019

Leonard H. Simon

Real Estate, Litigation, Criminal, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

2777 Allen Pkwy, Houston, TX 77019

Gene Antone Watkins

Employment, Criminal, Contract, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

1418 Washington Avenue, Houston, TX 77002

Richard L. Petronella

Commercial Real Estate, Construction, Real Estate, Collection

Status: In Good Standing Licensed: 54 Years

CONTACT

2421 Tangley St, Houston, TX 77005

Kenneth Alan Keeling

Litigation, Intellectual Property, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

3310 Katy Fwy, Houston, TX 77007

Cynthia Keen Perlman

Corporate, Contract, Business Organization, Collection, Litigation

Status: In Good Standing Licensed: 41 Years

CONTACT

245 W 18Th Street, Houston, TX 77008

David James Askanase

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 62 Years

CONTACT

333 Clay, Houston, TX 77002

800-923-0641

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Houston Bankruptcy & Debt Lawyer, Texas, page 5

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Todd C. Collins

W. Frances Moore

Robert Lewis Pendergraft

David W. Funderburk

Leonard H. Simon

Gene Antone Watkins

Richard L. Petronella

Kenneth Alan Keeling

Cynthia Keen Perlman

David James Askanase

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LEGAL TERMS

SOLE PROPRIETORSHIP

LIABILITY

FRAUDULENT TRANSFER

COLLECTION AGENCY

CREDIT INSURANCE

REPOSSESSION

TRADE DRESS

C CORPORATION

CURRENT MONTHLY INCOME

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