Houston Credit & Debt Lawyer, Texas, page 5

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Vicky Fealy
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The Fealy Law Firm, P.C.
1235 North Loop West Suite 1005 Houston, TX 77008 » view map
Bankruptcy, Judgments, & Foreclosures
Houtson Bankruptcy Lawyers

Helping clients take control of their finances, for more that years. Board Certified in Consumer Bankruptcy by the Texas Board of Legal Specialization.

800-810-9591
1. Vicky Fealy Houston, TX
  Attorney At Law - Texas, 1991
  University of Houston Law Center, J.D.
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Carolyn A. Taylor

Real Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

1201 Louisiana St, Houston, TX 77002

Mark S. Finkelstein

Real Estate, Litigation, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

1001 Mckinney St, Houston, TX 77002

John P. Melko

Oil & Gas, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

1000 Louisiana St, Houston, TX 77002

Geoffrey H. Bracken

Construction, Litigation, Oil & Gas, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

1000 Louisiana St, Houston, TX 77002

Elizabeth D. Alvarado

Commercial Real Estate, Litigation, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

1001 Mckinney St, Houston, TX 77002

Randall A. Rios

Litigation, Business & Trade, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

600 Travis St, Houston, TX 77002

Hoang Quan Vu

Oil & Gas, Business & Trade, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 29 Years

CONTACT

1000 Louisiana St, Houston, TX 77002

Michael David Rubenstein

Litigation, Criminal, Antitrust, Credit & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

1001 Fannin St, Houston, TX 77002

Daniel J. Kasprzak

Litigation, Environmental Law Other, Administrative Law, Credit & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

1221 Lamar St, Houston, TX 77010

Craig E. Power

Litigation, Civil & Human Rights, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

1221 Lamar St, Houston, TX 77010

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT FILE

See credit report.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Houston Credit & Debt Lawyer, Texas, page 5

Sponsored Law Firm

The Fealy Law Firm, P.C.

SPONSORED LAWYERS

Carolyn A. Taylor

Mark S. Finkelstein

John P. Melko

Geoffrey H. Bracken

Elizabeth D. Alvarado

Randall A. Rios

Hoang Quan Vu

Michael David Rubenstein

Daniel J. Kasprzak

Craig E. Power

TIPS

LEGAL TERMS

REPOSSESSION

ACCORD AND SATISFACTION

LIMITED PARTNERSHIP

CHAPTER 13 PLAN

INTEREST

TRADE DRESS

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT FILE

LIEN

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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