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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Julie Anne Schuering Schuetz

Commercial Real Estate, Social Security, Workers' Compensation, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

2031 Prairie Ave, Quincy, IL 62301

Ted Niemann

Estate Planning, Corporate, Banking & Finance, Collection

Status: In Good Standing Licensed: 41 Years

CONTACT

525 Jersey St, Quincy, IL 62301

William Moenning Mccleery

Real Estate, Litigation, Corporate, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

525 Jersey St, Quincy, IL 62301

William Mccleery

Real Estate, Litigation, Corporate, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

525 Jersey St, Quincy, IL 62301

Alok Patel

Social Security, Workers' Compensation, Securities, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

525 Jersey St, Quincy, IL 62301

George J. Lewis

Workers' Compensation, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 66 Years

CONTACT

435 Hampshire St, Quincy, IL 62301

George Lewis

Divorce & Family Law, Business & Trade, Banking & Finance, Bankruptcy

Status: In Good Standing Licensed: 66 Years

CONTACT

435 Hampshire St, Quincy, IL 62301

Amy Christine Lannerd

Banking & Finance, Bankruptcy, Personal Injury, Workers' Compensation

Status: In Good Standing Licensed: 23 Years

CONTACT

435 Hampshire Street, Quincy, IL 62301

Amy Lannerd

Banking & Finance, Bankruptcy, Personal Injury, Workers' Compensation

Status: In Good Standing Licensed: 23 Years

CONTACT

435 Hampshire Street, Quincy, IL 62301

Saleem Bashir Mamdani

Divorce, Civil Rights, Transactions, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

435 Hampshire Street, Quincy, IL 62301

800-923-0641

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LEGAL TERMS

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Hull Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Julie Anne Schuering Schuetz

Ted Niemann

William Moenning Mccleery

William Mccleery

Alok Patel

George J. Lewis

George Lewis

Amy Christine Lannerd

Amy Lannerd

Saleem Bashir Mamdani

TIPS

LEGAL TERMS

CYBERSQUATTING

LOSS DAMAGE WAIVER (LDW)

FORBEARANCE

GUARANTEED RESERVATION

COSIGNER

CHAPTER 13 BANKRUPTCY

MEANS TEST

COLLATERAL

NONDISCHARGEABLE DEBTS

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