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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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David Joseph Volk

Civil Rights, Estate Planning, Bankruptcy, Child Custody, Contract

Status: In Good Standing

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1901 S Harbour City Blvd, Melbourne, FL 32901

Gina Marie Schlegel

Divorce & Family Law, Bankruptcy & Debt, Bankruptcy, Divorce

Status: In Good Standing Licensed: 25 Years

FREE CONSULTATION

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3700 North Harbor City Boulevard, Melbourne, FL 32935

Jennefer Ann Pucylowski

Criminal, Bankruptcy & Debt, Traffic, Divorce & Family Law

Status: In Good Standing Licensed: 27 Years

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Melbourne, FL 32941

Raymonda Chakhtoura

Civil Rights, Corporate, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 36 Years

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730 E Strawbridge Ave, Melbourne, FL 32901

Frank David Zilaitis

Civil Rights, Contract, Credit & Debt, Medical Malpractice

Status: In Good Standing

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128 Anona Pl, Melbourne, FL 32937

Lucinda Crandell Pruss

Adoption, Bankruptcy, Contract, Elder Law, Criminal

Status: In Good Standing Licensed: 15 Years

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Melbourne, FL 32937

Christopher J Coleman

Civil Rights, Bankruptcy, Contract, Federal Appellate Practice, Employment

Status: In Good Standing Licensed: 31 Years

CONTACT

1311 Bedford Dr, Melbourne, FL 32940

Brett Alan Hyde

Family Law, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

1990 W New Haven Ave, Melbourne, FL 32904

Purvi S Patel

Real Estate, Civil Rights, Insurance, Credit & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

1790 Highway A1A, Melbourne, FL 32937

Stephen Joseph Biggie

Federal Appellate Practice, Employee Rights, Civil Rights, Bankruptcy

Status: In Good Standing

CONTACT

2815 W New Haven Ave, Melbourne, FL 32904

800-923-0641

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LEGAL TERMS

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Indialantic Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

David Joseph Volk

Gina Marie Schlegel

Jennefer Ann Pucylowski

Raymonda Chakhtoura

Frank David Zilaitis

Lucinda Crandell Pruss

Christopher J Coleman

Brett Alan Hyde

Purvi S Patel

Stephen Joseph Biggie

TIPS

LEGAL TERMS

TOXIC TORT

NO-FAULT INSURANCE

GUARANTEED RESERVATION

DISPOSABLE INCOME

FRAUDULENT TRANSFER

CREDITOR

UNDUE HARDSHIP

FAIR CREDIT BILLING ACT (FCBA)

SOLE PROPRIETORSHIP

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