Iroquois County, IL Credit & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Iroquois Credit & Debt lawyer.
Below are all Iroquois lawyers.

Frank J Simutis

Estate, Civil Rights, Personal Injury

Status: Inactive Licensed: 54 Years

CONTACT

123 S Fourth St, Watseka, IL 60970

Heather Kristina Clauss

Commercial Real Estate, Real Estate, Estate Planning, Corporate

Status: In Good Standing Licensed: 10 Years

CONTACT

130 W Cherry St, Watseka, IL 60970

James L. Tungate

Federal Appellate Practice, Litigation, Transactions, Traffic, Real Estate

Status: In Good Standing

CONTACT

744 East Walnut Street, Watseka, IL 60970

Frank Simutis

Personal Injury, Civil Rights, Estate Planning, Estate, Car Accident

Status: In Good Standing

CONTACT

2266 East 1500 N Road, Watseka, IL 60970

James Allen Devine

Municipal, Criminal

Status: In Good Standing Licensed: 37 Years

CONTACT

550 S 10Th St, Watseka, IL 60970

Dale Alan Strough

Estate, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 47 Years

CONTACT

216 E. Walnut Street, Watseka, IL 60970

Dale Strough

Estate, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 47 Years

CONTACT

216 E. Walnut Street, Watseka, IL 60970

Mark Bryan Thompson

Wills & Probate, Estate, Criminal, Transactions

Status: In Good Standing Licensed: 47 Years

CONTACT

130 W Cherry St, Watseka, IL 60970

Kevin Bruce Witt

General Practice

Status: Inactive Licensed: 40 Years

CONTACT

Milford, IL 60953

Ronald Boyer

Other, Criminal, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 59 Years

CONTACT

600 E Walnut St, Watseka, IL 60970

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

FDCPA

See Fair Debt Collections & Practices Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

... On June 28, 2005, plaintiff filed its initial complaint against defendant to collect on an alleged defaulted credit card debt. ... Plaintiff asserts that it is well entrenched in Illinois law that the statute of limitations for an action on a credit card debt is 10 years. ...

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

... appeals the order of the circuit court of Madison County that dismissed his class action complaint against the defendant, Nations Credit Financial Services ... knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with ...

Laubner v. JP Morgan Chase Bank, NA

... More to the point, plaintiffs have not set forth any facts to show why $11,500 per month is not enough to sustain their respective lifestyles in a manner that is "comfortable." Plaintiffs make no allegations of debt (aside from the credit debt that trustees paid off), steep mortgage ...

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Iroquois County, IL Credit & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Frank J Simutis

Heather Kristina Clauss

James L. Tungate

Frank Simutis

James Allen Devine

Dale Alan Strough

Dale Strough

Mark Bryan Thompson

Kevin Bruce Witt

Ronald Boyer

TIPS

LEGAL TERMS

COLLATERAL

UNDUE HARDSHIP

GUARANTEED RESERVATION

GARNISHMENT

CYBERSQUATTING

NUISANCE FEES

FDCPA

TRUTH IN LENDING ACT (TILA)

AUTOMATIC STAY

SAMPLE LEGAL CASES

Portfolio Acquisitions, LLC v. Feltman

Treadway v. NATIONS CREDIT FINANCIAL SERVS.

Laubner v. JP Morgan Chase Bank, NA

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