Kennedale Credit & Debt Lawyer, Texas

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Benjamin Sanchez
About | Practice Areas
Sanchez Law Firm
150 W. Parker Rd. 3rd Floor Houston, TX 77076» view map
Real Estate
Excellence In Action

We advocate for our clients in and out of court. When you and the system meet head on, you need an attorney who is experienced, credible, and active.

800-785-3351
1. Benjamin Sanchez Houston, TX
  Attorney at Law - TX, 1998
  University of Houston J.D. 1997
2. AboutSanchez Law Firm
  Excellence In Action
3. Practice AreasExpertise
  Real Estate
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Joshua Alexander Smith

Criminal, Credit & Debt, Family Law, Wills & Probate

Status: In Good Standing Licensed: 35 Years

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4621 South Cooper, Arlington, TX 76017

Charles Stephen Cantu

Litigation, Intellectual Property, Insurance, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

3935 Twin Creek Drive, Arlington, TX 76015

William R. Brown

Construction, Elder Law, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

601 Strada Cir, Mansfield, TX 76063

Violet Ikeanyi Nwokoye

Litigation, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

3620 S Cooper St, Arlington, TX 76015

Paul Thomas Francis

Litigation, State Appellate Practice, Business & Trade, Credit & Debt

Status: In Good Standing

CONTACT

1178 W Pioneer Pkwy, Arlington, TX 76013

Jon Christopher Gallini

Employee Rights, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

990 N Walnut Creek Dr, Mansfield, TX 76063

John A. Hixson

Construction, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 42 Years

CONTACT

2705 S Cooper St, Arlington, TX 76015

David R. Sweat

Litigation, Elder Law, Business & Trade, Credit & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

3705 W Green Oaks Blvd, Arlington, TX 76016

James Lanter

Business, Transportation & Shipping, Energy, Credit & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

560 N Walnut Creek Dr, Mansfield, TX 76063

George Larry Griffith

Family Law, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 39 Years

CONTACT

1119 W Pioneer Pkwy, Arlington, TX 76013

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FCBA

See Fair Credit Billing Act.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

... Tommy L. Eaves appeals the jury's verdict against him in Unifund CCR Partners ("Unifund Partners") suit to collect unpaid credit-card debt. We affirm. BACKGROUND. Citibank issued an AT & T credit card to Eaves, and Eaves made purchases with the card. ...

Dulong v. Citibank (South Dakota), NA

... 892 OPINION. Opinion by Justice RICHTER. This case involves a traditional summary judgment in a credit card debt collection matter. Citibank (South Dakota), NA ("Citibank") sued Donna Dulong to recover the balance owed on a credit card (the "Credit Card"). ...

Martinez v. Midland Credit Management, Inc.

... denied), argued that Midland was not entitled to proceed on a sworn account theory to recover a credit card debt. At the hearing on Martinez's Motion for New Trial, Midland argued that its claim was one for breach of contract. ...

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Kennedale Credit & Debt Lawyer, Texas

Sponsored Law Firm

Sanchez Law Firm

SPONSORED LAWYERS

Joshua Alexander Smith

Charles Stephen Cantu

William R. Brown

Violet Ikeanyi Nwokoye

Paul Thomas Francis

Jon Christopher Gallini

John A. Hixson

David R. Sweat

James Lanter

George Larry Griffith

TIPS

LEGAL TERMS

COSIGNER

CREDIT COUNSELING

CREDIT INSURANCE

INTEREST

ABUSE

PRIORITY DEBT

ADMINISTRATIVE EXPENSES

FCBA

NO-FAULT INSURANCE

SAMPLE LEGAL CASES

Eaves v. Unifund CCR Partners

Dulong v. Citibank (South Dakota), NA

Martinez v. Midland Credit Management, Inc.

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