Lafferty Credit & Debt Lawyer, Ohio

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Troy Doucet
About | Practice Areas
Doucet & Associates CO., L.P.A.
700 Stonehenge Parkway Suite 2B Dublin, OH 43017Â» view map
Credit & Debt Law
Don't Give Up!

We want to help you without bankruptcy. We are one of the most recognized foreclosure defense law firms in Ohio without bankruptcy.

800-821-8920
1. Troy Doucet Dublin, OH
  Attorney at Law- OH, 2011
  Capital University Law School, J.D. 2011
2. AboutDoucet & Associates CO., L.P.A.
  Donâ€™t Give Up!
3. Practice AreasExpertise
  Credit & Debt Law
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Not enough matches for Lafferty Credit & Debt lawyer.
Below are all Lafferty Bankruptcy & Debt lawyers.

John Robert Estadt

Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt, Household Mold

Status: In Good Standing

CONTACT

46457 National Road West, Saint Clairsville, OH 43950

Erik Alan Schramm

Tax, Real Estate, Lawsuit & Dispute, Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

46457 National Road West, Saint Clairsville, OH 43950

Kyle Walter Bickford

Real Estate, Family Law, Collection, Personal Injury

Status: In Good Standing

CONTACT

46457 National Rd W, Saint Clairsville, OH 43950

Thomas M. Hazlett

Real Estate, Wrongful Termination, Criminal, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

46457 National Rd W, Saint Clairsville, OH 43950

Thomas Mckennan Hazlett

Commercial Real Estate, Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

46457 National Rd W, Saint Clairsville, OH 43950

John Andrew Vavra

Corporate, Bankruptcy, Medical Malpractice, Family Law

Status: In Good Standing Licensed: 41 Years

CONTACT

101 W Main St, Saint Clairsville, OH 43950

Eric Nelson Costine

Family Law, Criminal, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 39 Years

CONTACT

136 W Main St, Saint Clairsville, OH 43950

Christopher James Gagin

Workers' Compensation, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

52160 National Road East, Saint Clairsville, OH 43950

Gregory Wayne Hinzey

Real Estate, Estate, Elder Law, Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

276 E Main St, Saint Clairsville, OH 43950

Joseph Anthony Vavra

Litigation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

52160 National Rd, Saint Clairsville, OH 43950

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FCBA

See Fair Credit Billing Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FDCPA

See Fair Debt Collections & Practices Act.

COLLATERAL

Property that guarantees payment of a secured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

... The result was that the account was returned to collections. Subsequently, Ford received letters from collections agencies and repeated phone 85 calls from those agencies, and the "bad debt" was placed on his credit report by FMCC. ...

Ham v. Ham

... Neither party filed objections to the magistrate's decision. On December 15, 2006, the magistrate sua sponte filed a Nunc Pro Tunc magistrate's decision to correct a mathematical error in the calculation of Daniel's credit card debt. ...

Home Depot USA, Inc. v. Levin

... Under the statute, the latter qualify for the bad-debt deduction. {Â¶ 19} This argument fails because vendors who extend credit themselves are not, with respect to bad debt, similarly situated to vendors like Home Depot, who hire financial institutions to extend credit. ...

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Lafferty Credit & Debt Lawyer, Ohio

Sponsored Law Firm

Doucet & Associates CO., L.P.A.

SPONSORED LAWYERS

John Robert Estadt

Erik Alan Schramm

Kyle Walter Bickford

Thomas M. Hazlett

Thomas Mckennan Hazlett

John Andrew Vavra

Eric Nelson Costine

Christopher James Gagin

Gregory Wayne Hinzey

Joseph Anthony Vavra

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

FCBA

COSIGNER

GRACE PERIOD

PRESUMED ABUSE

INTEREST

FDCPA

COLLATERAL

DISCHARGE (OF DEBTS)

SAMPLE LEGAL CASES

Ford v. Ford Motor Credit Co.

Ham v. Ham

Home Depot USA, Inc. v. Levin

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