Land O Lakes Bankruptcy & Debt Lawyer, Florida

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Adham A. Yennes Lawyer

Adham A. Yennes

VERIFIED
Immigration, Real Estate, Business, Bankruptcy & Debt

I am multi-lingual with a business background, I have worked in the financial industry for over five years, I bring this experience with me to Yennes ... (more)

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800-873-3840

Kendall E. Bonner

Bankruptcy
Status:  In Good Standing           

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Lindsay Maura Ruiz Bash

Bankruptcy, Civil Rights, Family Law, Commercial Real Estate
Status:  In Good Standing           Licensed:  13 Years

David H Walkowiak

Real Estate, Immigration, Bankruptcy & Debt, Personal Injury
Status:  In Good Standing           Licensed:  27 Years

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Brian Arrighi

Wills & Probate, Family Law, Divorce, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  19 Years

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Roberta Kohn

Alimony & Spousal Support, Civil Rights, Banking & Finance, Bankruptcy Litigation, Bankruptcy
Status:  In Good Standing           Licensed:  28 Years

Ralph B Fisher

Family Law, Civil Rights, Contract, Credit & Debt
Status:  In Good Standing           

Jed Varanelli

Corporate, Bankruptcy, Personal Injury, Employee Rights
Status:  In Good Standing           Licensed:  18 Years

Kenneth Rufus Mathews

Civil Rights, Contract, Credit & Debt, Personal Injury
Status:  In Good Standing           Licensed:  41 Years

Heather Adair Harwell

Civil Rights, Bankruptcy, Family Law, Federal Appellate Practice, Wills
Status:  In Good Standing           Licensed:  35 Years

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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LEGAL TERMS

CREDIT FILE

See credit report.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)
The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FCRA

See Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)
A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)
The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.