Lexington Collection Lawyer, Oregon

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Justin W Nelson

Motor Vehicle, Wills & Probate, Employee Rights, Divorce & Family Law

Status: In Good Standing Licensed: 17 Years

CONTACT

100 S Court St, Heppner, OR 97836

Julie Kristine Sak

Landlord-Tenant, Wills, Estate Planning, Estate, Contract

Status: In Good Standing Licensed: 21 Years

CONTACT

70772 Hendergart Ln, Boardman, OR 97818

F E Glenn

General Practice

Status: Retired Licensed: 53 Years

CONTACT

101 Kinkade Ave SW, Boardman, OR 97818

Lana Lea Traynor

Education, Disability

Status: Inactive Licensed: 31 Years

CONTACT

Hermiston, OR 97838

John W Smallmon

General Practice

Status: In Good Standing Licensed: 62 Years

CONTACT

Hermiston, OR 97838

John L Ballard

Criminal, Divorce & Family Law, Divorce

Status: In Good Standing

CONTACT

125 SW 3rd St, Hermiston, OR 97838

Derek L Caplinger

General Practice

Status: Inactive Licensed: 30 Years

CONTACT

722 W Wren Ave, Hermiston, OR 97838

Kurt C Bendixsen

Lawsuit & Dispute, Divorce & Family Law, Criminal, Business

Status: In Good Standing Licensed: 36 Years

CONTACT

245 E Main St, Hermiston, OR 97838

David A Hinton

General Practice

Status: Suspended Licensed: 29 Years

CONTACT

242 E Main St, Hermiston, OR 97838

Gary R Luisi

General Practice

Status: In Good Standing Licensed: 53 Years

CONTACT

230 SE 4th St, Hermiston, OR 97838

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Lexington Collection Lawyer, Oregon

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Justin W Nelson

Julie Kristine Sak

F E Glenn

Lana Lea Traynor

John W Smallmon

John L Ballard

Derek L Caplinger

Kurt C Bendixsen

David A Hinton

Gary R Luisi

TIPS

LEGAL TERMS

COLLECTION AGENCY

401(K) PLAN

MEETING OF CREDITORS

SECRET WARRANTY PROGRAM

CHAPTER 13 PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

TOXIC TORT

SECURED DEBT

GRACE PERIOD

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