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Leon Bayer
About | Practice Areas
Bayer Wishman & Leotta
1055 Wilshire Blvd Suite 1900 Los Angeles, CA 90017» view map
Bankruptcy & Debt
Experience, Affordability, & Expertise

The Los Angeles bankruptcy lawyers of Bayer Wishman & Leotta have successfully represented clients in the Los Angeles area for over 37 years. Bankruptcy is all we handle.

800-942-4591
1. Leon Bayer Los Angeles, CA
  Attorney at Law - CA, 1979
  San Fernando Valley College of Law
2. AboutBayer Wishman & Leotta
  88 Years of Combined Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
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Nima Stephen Vokshori

Family Law, Contract, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

1010 Wilshire Blvd, Los Angeles, CA 90017

Michael Bernard Wilson

Litigation, Health Care Other, Corporate, Credit & Debt

Status: In Good Standing

CONTACT

611 Wilshire Blvd, Los Angeles, CA 90017

Hasti Daneshvar

Trusts, Workers' Compensation, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 17 Years

CONTACT

624 S Grand Ave, Los Angeles, CA 90017

Neal Samuel Salisian

Entertainment, Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

550 S Hope St, Los Angeles, CA 90071

Nicole Marie Howell

Foreign Investment, Corporate, Contract, Credit & Debt

Status: In Good Standing Licensed: 11 Years

CONTACT

300 S Grand Ave, Los Angeles, CA 90071

Norberto Fidel Reyes

Commercial Real Estate, Litigation, Business, Credit & Debt

Status: Suspended Licensed: 32 Years

CONTACT

3460 Wilshire Blvd, Los Angeles, CA 90010

Misty D Wilks

Federal Appellate Practice, Credit & Debt, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

3818 Crenshaw Blvd, Los Angeles, CA 90008

Misty D Wilks

Federal Appellate Practice, Credit & Debt, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 26 Years

CONTACT

3818 Crenshaw Blvd, Los Angeles, CA 90008

Timothy J. Yoo

Federal Appellate Practice, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 33 Years

CONTACT

2818 La Cienega Avenue, Los Angeles, CA 90034

Kurt Ernest Ramlo

Litigation, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

2818 La Cienega Avenue, Los Angeles, CA 90034

800-923-0641

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Los Angeles Credit & Debt Lawyer, California, page 3

Sponsored Law Firm

Bayer Wishman & Leotta

SPONSORED LAWYERS

Nima Stephen Vokshori

Michael Bernard Wilson

Hasti Daneshvar

Neal Samuel Salisian

Nicole Marie Howell

Norberto Fidel Reyes

Misty D Wilks

Misty D Wilks

Timothy J. Yoo

Kurt Ernest Ramlo

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

MEANS TEST

PRESUMED ABUSE

BANKRUPTCY TRUSTEE

ACCORD AND SATISFACTION

AUTOMATIC STAY

CREDIT COUNSELING

REDEMPTION

WORKOUT

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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