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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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R. Gregg Edwards

Adoption, Bankruptcy, DUI-DWI, Credit & Debt

Status: In Good Standing

CONTACT

1003 Hay Street, Fayetteville, NC 28305

C. Miller Sigmon

Bankruptcy, Corporate, Collection, Credit & Debt

Status: In Good Standing

CONTACT

Raleigh, NC 27619

H. Terry Hutchens

Commercial Real Estate, Civil Rights, Business, Credit & Debt

Status: In Good Standing

CONTACT

4317 Ramsey Street, Fayetteville, NC 28311

Dennis Jay Sargent Jr

Bankruptcy, Credit & Debt, Collection, Wills & Probate

Status: In Good Standing

FREE CONSULTATION

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2500 Regency Parkway, Cary, NC 27518

Rachel Lea Hunter

Estate, Consumer Protection, Credit & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

901 Madison Avenue, Cary, NC 27513

James L. Stuart

Commercial Real Estate, Business, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

1033 Wade Ave., Raleigh, NC 27605

Margaret C. Lumsden

Complex Litigation, Civil Rights, Credit & Debt, Bankruptcy Litigation

Status: In Good Standing Licensed: 36 Years

CONTACT

Raleigh, NC 27602

Everett E Dodd

Credit & Debt, Collection

Status: In Good Standing

CONTACT

Raleigh, NC 27619

Scott N. Johnson

Estate Planning, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 35 Years

CONTACT

Smithfield, NC 27577

Gregory B. Crampton

Litigation, Corporate, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

3317 Alleghany Drive, Raleigh, NC 27609

800-923-0641

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

FCRA

See Fair Credit Reporting Act.

SAMPLE LEGAL CASES

Stovall v. Stovall

... III. Credit for Debt. ... Both plaintiff and defendant assign error to the trial court's findings and conclusions which gave defendant a "credit" for debt payments of $160,000.00 toward the New Madison debts after the date of separation. ...

Commercial Credit Group, Inc. v. Barber

... Acting on behalf of Creditor, Commercial Credit Group's Senior Vice President, Mr. Mattocks, offered an opening bid of $100,000. ... After the auction, Creditor deducted the $100,000 net sale proceeds from Debtor's outstanding debt and found that Debtor's total outstanding ...

Citibank (South Dakota), NA v. Bowen

... WS Bowen, defendant-appellant, pro se. HUNTER, Judge. Citibank, South Dakota, NA ("plaintiff") filed an action in the District Court of Harnett County on 13 March 2007 to recover an outstanding credit card debt from WS Bowen ("defendant") in the amount of $18,716.17. ...

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Mamers Credit & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

R. Gregg Edwards

C. Miller Sigmon

H. Terry Hutchens

Dennis Jay Sargent Jr

Rachel Lea Hunter

James L. Stuart

Margaret C. Lumsden

Everett E Dodd

Scott N. Johnson

Gregory B. Crampton

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

TRUTH IN LENDING ACT (TILA)

REAFFIRMATION

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

WORKOUT

GUARANTOR

REDEMPTION

ABUSE

FCRA

SAMPLE LEGAL CASES

Stovall v. Stovall

Commercial Credit Group, Inc. v. Barber

Citibank (South Dakota), NA v. Bowen

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